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Single Family ResidenceResidential
$81,496$85 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 SPENCER LN

RACINE, OH 45771
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$81K
$49K low$114K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,496
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,197

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,490 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMeigs
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Attached, Unfinished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 96 ft²Porch · 216 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Elementary SchoolC+
Elementary · Grades PK–8 · 0.2 mi
H
Southern High SchoolC-
High · Grades 9–12 · 0.2 mi

District: Southern Local School District

Neighborhood · ZIP 45771These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.159
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,004
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,296
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,108
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Spencer Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 78% of homes in Racine 45771
  • Has a smaller lot than 87% of homes in Racine 45771

What homes are worth in Racine 45771

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$409K

This home is worth more than 44% of homes in Racine 45771.

How it measures up in Racine 45771

The dot is this home. The mark in the middle is the typical home in Racine 45771.

Estimated value$81,496
CheaperTypical $93,976Pricier

Pricier than 44% of homes nearby

Price per ft²$85
CheaperTypical $86Pricier

Pricier than 49% of homes nearby

Living area960 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.18 ac
SmallerTypical 1 acBigger

Bigger than 13% of homes nearby

Year built1987
OlderTypical 1988Newer

Newer than 49% of homes nearby

How 405 Spencer Ln ranks against every home in each area.
MeasureThis homeRacine 45771Meigs County
Estimated valuepricier than$81,49644% of homes49% of homes
Price per ft²pricier than$8549% of homes49% of homes
Living areabigger than960 ft²22% of homes25% of homes
Lot sizebigger than0.18 ac13% of homes21% of homes
Year builtnewer than198749% of homes53% of homes

About 405 Spencer Ln

How much is 405 Spencer Ln, Racine, OH worth?

The TopHap Estimate for 405 Spencer Ln, Racine, OH is $81,496 as of Jul 14, 2026. The likely range is $49,123 to $113,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 405 Spencer Ln, Racine, OH?

405 Spencer Ln, Racine, OH has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.18-acre lot.

When was 405 Spencer Ln, Racine, OH built?

405 Spencer Ln, Racine, OH was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 405 Spencer Ln, Racine, OH?

405 Spencer Ln, Racine, OH is assigned to Southern Elementary School (elementary), rated C+; Southern High School (high), rated C-. All sit in Southern Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Spencer Ln, Racine, OH compare to other homes in Racine 45771?

Among the 1,714 homes in Racine 45771, it is worth more than 44% of them ($81,496 against a typical $93,976), its price per square foot is higher than 49% of them ($85 against a typical $86), it is bigger than 22% of them (960 ft² against a typical 1,320 ft²), its lot is bigger than 13% of them (0.18 ac against a typical 1 ac) and it is newer than 49% of them (1987 against a typical 1988). Measured against all of Meigs County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Spencer Ln, Racine, OH?

The 2025 property tax bill for 405 Spencer Ln, Racine, OH was $607. The county assessed it at $35,490.

Closest homes

More homes in Racine 45771

Assigned schools

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