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Single Family ResidenceResidential
$150,056
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $6,800 on Sep 27, 2011

406 W MAIN ST

ROSE CITY, MI 48654
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$150K
$122K low$178K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,800 · Sep 27, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,056
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,045
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
FIRST FRANKLIN A DIVISION OF NATIONAL CI · recorded Aug 28, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,314 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGEMAW
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rose City SchoolB-
Elementary · Grades PK–6 · 0.2 mi
H
Ogemaw Heights High SchoolC+
High · Grades 9–12 · 8.0 mi

District: West Branch-Rose City Area Schools

Neighborhood · ZIP 48654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,314
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,853
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,958
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 87% of homes in Rose City 48654

What homes are worth in Rose City 48654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$452K

This home is worth more than 43% of homes in Rose City 48654.

How it measures up in Rose City 48654

The dot is this home. The mark in the middle is the typical home in Rose City 48654.

Estimated value$150,056
CheaperTypical $171,130Pricier

Pricier than 43% of homes nearby

Lot size0.3 ac
SmallerTypical 2.37 acBigger

Bigger than 13% of homes nearby

How 406 W Main St ranks against every home in each area.
MeasureThis homeRose City 48654Ogemaw County
Estimated valuepricier than$150,05643% of homes36% of homes
Lot sizebigger than0.3 ac13% of homes30% of homes

About 406 W Main St

How much is 406 W Main St, Rose City, MI worth?

The TopHap Estimate for 406 W Main St, Rose City, MI is $150,056 as of Jul 14, 2026. The likely range is $121,683 to $178,429. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 W Main St, Rose City, MI last sell?

406 W Main St, Rose City, MI last sold on Sep 27, 2011 for $6,800, according to the county's recorded deed.

What schools serve 406 W Main St, Rose City, MI?

406 W Main St, Rose City, MI is assigned to Rose City School (elementary), rated B-; Ogemaw Heights High School (high), rated C+. All sit in West Branch-Rose City Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 W Main St, Rose City, MI compare to other homes in Rose City 48654?

Among the 2,023 homes in Rose City 48654, it is worth more than 43% of them ($150,056 against a typical $171,130) and its lot is bigger than 13% of them (0.3 ac against a typical 2.37 ac). Measured against all of Ogemaw County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 W Main St, Rose City, MI?

The 2025 property tax bill for 406 W Main St, Rose City, MI was $1,314. The county assessed it at $22,600.

Closest homes

More homes in Rose City 48654

Assigned schools

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