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Single Family ResidenceResidential
$49,465$31 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

407 N RAY ST

FREMONT, IN 46737
3
Beds
1
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$49K
$40K low$59K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,465
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,572

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,686 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$126,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEUBEN
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 390 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolB+
Elementary · Grades KG–4 · 0.8 mi
H
Fremont High SchoolA-
High · Grades 9–12 · 0.9 mi
M
Fremont Middle SchoolB
Middle · Grades 5–8 · 1.1 mi

District: Fremont Community Schools

Neighborhood · ZIP 46737These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,140
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,661
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 N Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Fremont 46737
  • Among the lowest price per square foot in Fremont 46737
  • Has a bigger lot than 87% of homes in Fremont 46737
  • Older than 69% of homes in Fremont 46737

What homes are worth in Fremont 46737

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$1.4M

This home is worth less than almost all homes in Fremont 46737.

How it measures up in Fremont 46737

The dot is this home. The mark in the middle is the typical home in Fremont 46737.

Estimated value$49,465
CheaperTypical $358,479Pricier

Cheaper than almost all homes nearby

Price per ft²$31
CheaperTypical $240Pricier

Cheaper than almost all homes nearby

Living area1,582 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 52% of homes nearby

Lot size2 ac
SmallerTypical 0.26 acBigger

Bigger than 87% of homes nearby

Year built1975
OlderTypical 1989Newer

Newer than 31% of homes nearby

How 407 N Ray St ranks against every home in each area.
MeasureThis homeFremont 46737Steuben County
Estimated valuepricier than$49,465almost no homesalmost no homes
Price per ft²pricier than$31almost no homesalmost no homes
Living areabigger than1,582 ft²52% of homes53% of homes
Lot sizebigger than2 ac87% of homes85% of homes
Year builtnewer than197531% of homes38% of homes

About 407 N Ray St

How much is 407 N Ray St, Fremont, IN worth?

The TopHap Estimate for 407 N Ray St, Fremont, IN is $49,465 as of Jul 14, 2026. The likely range is $40,359 to $58,571. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 N Ray St, Fremont, IN last sell?

407 N Ray St, Fremont, IN last sold on Dec 20, 2019, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 407 N Ray St, Fremont, IN?

407 N Ray St, Fremont, IN has 3 bedrooms, 1 bathrooms, 1,582 square feet of living space and a 2.00-acre lot.

When was 407 N Ray St, Fremont, IN built?

407 N Ray St, Fremont, IN was built in 1975, making it 51 years old. The building has 2 stories.

What schools serve 407 N Ray St, Fremont, IN?

407 N Ray St, Fremont, IN is assigned to Fremont Elementary School (elementary), rated B+; Fremont High School (high), rated A-; Fremont Middle School (middle), rated B. All sit in Fremont Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 N Ray St, Fremont, IN compare to other homes in Fremont 46737?

Among the 5,544 homes in Fremont 46737, it is worth more than almost none of them ($49,465 against a typical $358,479), its price per square foot is higher than almost none of them ($31 against a typical $240), it is bigger than 52% of them (1,582 ft² against a typical 1,546 ft²), its lot is bigger than 87% of them (2 ac against a typical 0.26 ac) and it is newer than 31% of them (1975 against a typical 1989). Measured against all of Steuben County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 N Ray St, Fremont, IN?

The 2025 property tax bill for 407 N Ray St, Fremont, IN was $1,686. The county assessed it at $126,800.

Closest homes

More homes in Fremont 46737

Assigned schools

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