Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$306,205$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

407 ROSS CIR

BILOXI, MS 39531
4
Beds
2
Baths
2,689 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$306K
$288K low$324K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$291,888
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$233,510
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,317
HARRISON FINANCE · recorded Dec 20, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,633 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,633
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,325

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarrison
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 346 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Popp's Ferry Elementary SchoolC-
Elementary · Grades KG–4 · 0.8 mi
M
Biloxi Junior High SchoolA
Middle · Grades 7–8 · 2.7 mi
H
Biloxi High SchoolA
High · Grades 9–12 · 2.8 mi

District: Biloxi Public School District

Neighborhood · ZIP 39531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,576
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Ross Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Harrison County
  • Costs less per square foot than 66% of homes in Biloxi 39531
  • Bigger than 83% of homes in Harrison County
  • Older than 67% of homes in Harrison County

What homes are worth in Biloxi 39531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$784K

This home is worth more than 67% of homes in Biloxi 39531.

How it measures up in Biloxi 39531

The dot is this home. The mark in the middle is the typical home in Biloxi 39531.

Estimated value$306,205
CheaperTypical $214,127Pricier

Pricier than 67% of homes nearby

Price per ft²$114
CheaperTypical $126Pricier

Pricier than 34% of homes nearby

Living area2,689 ft²
SmallerTypical 1,643 ft²Bigger

Bigger than 79% of homes nearby

Year built1973
OlderTypical 1970Newer

Newer than 55% of homes nearby

How 407 Ross Cir ranks against every home in each area.
MeasureThis homeBiloxi 39531Harrison County
Estimated valuepricier than$306,20567% of homes71% of homes
Price per ft²pricier than$11434% of homes35% of homes
Living areabigger than2,689 ft²79% of homes83% of homes
Year builtnewer than197355% of homes33% of homes

About 407 Ross Cir

How much is 407 Ross Cir, Biloxi, MS worth?

The TopHap Estimate for 407 Ross Cir, Biloxi, MS is $306,205 as of Jul 14, 2026. The likely range is $288,118 to $324,292. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Ross Cir, Biloxi, MS last sell?

407 Ross Cir, Biloxi, MS last sold on Oct 1, 2008, according to the county's recorded deed.

How big is 407 Ross Cir, Biloxi, MS?

407 Ross Cir, Biloxi, MS has 4 bedrooms, 2 bathrooms and 2,689 square feet of living space.

When was 407 Ross Cir, Biloxi, MS built?

407 Ross Cir, Biloxi, MS was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 407 Ross Cir, Biloxi, MS?

407 Ross Cir, Biloxi, MS is assigned to Popp's Ferry Elementary School (elementary), rated C-; Biloxi Junior High School (middle), rated A; Biloxi High School (high), rated A. All sit in Biloxi Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Ross Cir, Biloxi, MS compare to other homes in Biloxi 39531?

Among the 4,760 homes in Biloxi 39531, it is worth more than 67% of them ($306,205 against a typical $214,127), its price per square foot is higher than 34% of them ($114 against a typical $126), it is bigger than 79% of them (2,689 ft² against a typical 1,643 ft²) and it is newer than 55% of them (1973 against a typical 1970). Measured against all of Harrison County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Ross Cir, Biloxi, MS?

The 2025 property tax bill for 407 Ross Cir, Biloxi, MS was $783. The county assessed it at $15,633.

Closest homes

More homes in Biloxi 39531

Assigned schools

Explore the area

See this home in context

Open 407 Ross Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map