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Single Family ResidenceResidential
$284,623$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $179,000 on Oct 7, 2003

409 ROSS CIR

BILOXI, MS 39531
5
Beds
1
Baths
3,076 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$285K
$269K low$300K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$179,000 · Oct 7, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,223
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,400
CHURCHILL MORTGAGE CORP · recorded Apr 6, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,666 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,587 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,587
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$175,869

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.96 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarrison
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 312 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Popp's Ferry Elementary SchoolC-
Elementary · Grades KG–4 · 0.8 mi
M
Biloxi Junior High SchoolA
Middle · Grades 7–8 · 2.8 mi
H
Biloxi High SchoolA
High · Grades 9–12 · 2.8 mi

District: Biloxi Public School District

Neighborhood · ZIP 39531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,576
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Ross Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Harrison County
  • Costs less per square foot than 92% of homes in Biloxi 39531
  • Bigger than 90% of homes in Harrison County
  • Older than 70% of homes in Harrison County

What homes are worth in Biloxi 39531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$784K

This home is worth more than 64% of homes in Biloxi 39531.

How it measures up in Biloxi 39531

The dot is this home. The mark in the middle is the typical home in Biloxi 39531.

Estimated value$284,623
CheaperTypical $214,127Pricier

Pricier than 64% of homes nearby

Price per ft²$93
CheaperTypical $126Pricier

Pricier than 8% of homes nearby

Living area3,076 ft²
SmallerTypical 1,643 ft²Bigger

Bigger than 87% of homes nearby

Year built1971
OlderTypical 1970Newer

Newer than 53% of homes nearby

How 409 Ross Cir ranks against every home in each area.
MeasureThis homeBiloxi 39531Harrison County
Estimated valuepricier than$284,62364% of homes65% of homes
Price per ft²pricier than$938% of homes12% of homes
Living areabigger than3,076 ft²87% of homes90% of homes
Year builtnewer than197153% of homes30% of homes

About 409 Ross Cir

How much is 409 Ross Cir, Biloxi, MS worth?

The TopHap Estimate for 409 Ross Cir, Biloxi, MS is $284,623 as of Jul 14, 2026. The likely range is $268,947 to $300,299. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Ross Cir, Biloxi, MS last sell?

409 Ross Cir, Biloxi, MS last sold on Oct 7, 2003 for $179,000, according to the county's recorded deed.

How big is 409 Ross Cir, Biloxi, MS?

409 Ross Cir, Biloxi, MS has 5 bedrooms, 1 bathrooms and 3,076 square feet of living space.

When was 409 Ross Cir, Biloxi, MS built?

409 Ross Cir, Biloxi, MS was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 409 Ross Cir, Biloxi, MS?

409 Ross Cir, Biloxi, MS is assigned to Popp's Ferry Elementary School (elementary), rated C-; Biloxi Junior High School (middle), rated A; Biloxi High School (high), rated A. All sit in Biloxi Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Ross Cir, Biloxi, MS compare to other homes in Biloxi 39531?

Among the 4,760 homes in Biloxi 39531, it is worth more than 64% of them ($284,623 against a typical $214,127), its price per square foot is higher than 8% of them ($93 against a typical $126), it is bigger than 87% of them (3,076 ft² against a typical 1,643 ft²) and it is newer than 53% of them (1971 against a typical 1970). Measured against all of Harrison County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Ross Cir, Biloxi, MS?

The 2025 property tax bill for 409 Ross Cir, Biloxi, MS was $1,666. The county assessed it at $17,587.

Closest homes

More homes in Biloxi 39531

Assigned schools

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