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Single Family ResidenceResidential
$680,574$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $518,167 on Sep 27, 2021

4116 RUSTY MILL DR

ELGIN, SC 29045
5
Beds
3 / 1
Baths
4,425 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$681K
$623K low$738K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$518,167 · Sep 27, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.147%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$518,167
USAA FSB · recorded Sep 27, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$427,350
ROCKET MORTGAGE LLC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,216 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,632 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$593,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$603,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pontiac Elementary SchoolB-
Elementary · Grades PK–5 · 2.2 mi
M
Summit Parkway Middle SchoolC-
Middle · Grades 6–8 · 4.5 mi
H
Spring Valley High SchoolA-
High · Grades 9–12 · 4.6 mi

District: Richland School District 2

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4116 Rusty Mill Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Elgin 29045
  • Costs more per square foot than 72% of homes in Elgin 29045
  • Bigger than 95% of homes in Richland County
  • Has a bigger lot than 83% of homes in The Crossing
  • Newer than 98% of homes in Richland County

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$890K

This home is worth more than 95% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$680,574
CheaperTypical $298,655Pricier

Pricier than 95% of homes nearby

Price per ft²$154
CheaperTypical $131Pricier

Pricier than 72% of homes nearby

Living area4,425 ft²
SmallerTypical 2,287 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.49 ac
SmallerTypical 0.41 acBigger

Bigger than 56% of homes nearby

Year built2020
OlderTypical 2007Newer

Newer than 87% of homes nearby

How 4116 Rusty Mill Dr ranks against every home in each area.
MeasureThis homeThe CrossingElgin 29045Richland County
Estimated valuepricier than$680,57482% of homes95% of homes95% of homes
Price per ft²pricier than$15452% of homes72% of homes65% of homes
Living areabigger than4,425 ft²69% of homes94% of homes95% of homes
Lot sizebigger than0.49 ac83% of homes56% of homes76% of homes
Year builtnewer than202074% of homes87% of homes98% of homes

About 4116 Rusty Mill Dr

How much is 4116 Rusty Mill Dr, Elgin, SC worth?

The TopHap Estimate for 4116 Rusty Mill Dr, Elgin, SC is $680,574 as of Jul 14, 2026. The likely range is $622,946 to $738,202. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4116 Rusty Mill Dr, Elgin, SC last sell?

4116 Rusty Mill Dr, Elgin, SC last sold on Sep 27, 2021 for $518,167, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4116 Rusty Mill Dr, Elgin, SC?

4116 Rusty Mill Dr, Elgin, SC has 5 bedrooms, 3 bathrooms, 4,425 square feet of living space and a 0.49-acre lot.

When was 4116 Rusty Mill Dr, Elgin, SC built?

4116 Rusty Mill Dr, Elgin, SC was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 4116 Rusty Mill Dr, Elgin, SC?

4116 Rusty Mill Dr, Elgin, SC is assigned to Pontiac Elementary School (elementary), rated B-; Summit Parkway Middle School (middle), rated C-; Spring Valley High School (high), rated A-. All sit in Richland School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4116 Rusty Mill Dr, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 95% of them ($680,574 against a typical $298,655), its price per square foot is higher than 72% of them ($154 against a typical $131), it is bigger than 94% of them (4,425 ft² against a typical 2,287 ft²), its lot is bigger than 56% of them (0.49 ac against a typical 0.41 ac) and it is newer than 87% of them (2020 against a typical 2007). Measured against all of Richland County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4116 Rusty Mill Dr, Elgin, SC?

The 2025 property tax bill for 4116 Rusty Mill Dr, Elgin, SC was $5,216. The county assessed it at $20,632.

Closest homes

More homes in Elgin 29045

Assigned schools

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