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Single Family ResidenceResidential
$187,032$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

412 SPRING ST

MOUNT STERLING, KY 40353
3
Beds
1
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$187K
$165K low$209K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,581 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 265 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montgomery County High SchoolC+
High · Grades 9–12 · 0.7 mi
M
McNabb Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
E
Mapleton Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi

District: Montgomery County School District

Neighborhood · ZIP 40353These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

412 Spring St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Mount Sterling 40353
  • Costs less per square foot than 74% of homes in Mount Sterling 40353
  • Has a smaller lot than 84% of homes in Montgomery County

What homes are worth in Mount Sterling 40353

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$603K

This home is worth more than 25% of homes in Mount Sterling 40353.

How it measures up in Mount Sterling 40353

The dot is this home. The mark in the middle is the typical home in Mount Sterling 40353.

Estimated value$187,032
CheaperTypical $238,687Pricier

Pricier than 25% of homes nearby

Price per ft²$140
CheaperTypical $165Pricier

Pricier than 26% of homes nearby

Living area1,336 ft²
SmallerTypical 1,478 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.2 ac
SmallerTypical 0.41 acBigger

Bigger than 20% of homes nearby

How 412 Spring St ranks against every home in each area.
MeasureThis homeMount Sterling 40353Montgomery County
Estimated valuepricier than$187,03225% of homes29% of homes
Price per ft²pricier than$14026% of homes29% of homes
Living areabigger than1,336 ft²40% of homes42% of homes
Lot sizebigger than0.2 ac20% of homes16% of homes

About 412 Spring St

How much is 412 Spring St, Mount Sterling, KY worth?

The TopHap Estimate for 412 Spring St, Mount Sterling, KY is $187,032 as of Oct 21, 2026. The likely range is $165,176 to $208,888. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 412 Spring St, Mount Sterling, KY?

412 Spring St, Mount Sterling, KY has 3 bedrooms, 1 bathrooms, 1,336 square feet of living space and a 0.20-acre lot.

What schools serve 412 Spring St, Mount Sterling, KY?

412 Spring St, Mount Sterling, KY is assigned to Montgomery County High School (high), rated C+; McNabb Middle School (middle), rated C+; Mapleton Elementary School (elementary), rated B+. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 412 Spring St, Mount Sterling, KY compare to other homes in Mount Sterling 40353?

Among the 8,520 homes in Mount Sterling 40353, it is worth more than 25% of them ($187,032 against a typical $238,687), its price per square foot is higher than 26% of them ($140 against a typical $165), it is bigger than 40% of them (1,336 ft² against a typical 1,478 ft²) and its lot is bigger than 20% of them (0.2 ac against a typical 0.41 ac). Measured against all of Montgomery County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 412 Spring St, Mount Sterling, KY?

The 2025 property tax bill for 412 Spring St, Mount Sterling, KY was $1,581. The county assessed it at $160,000.

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