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Single Family ResidenceResidential
$495,161$446 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $300,000 on Jan 28, 2015

413 ELM ST

SWANSBORO, NC 28584
3
Beds
2 / 1
Baths
1,111 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$495K
$410K low$580K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jan 28, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,357 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$920,966 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$675,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,966
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$532,997
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$920,966

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.83%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyONSLOW
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 1.1 mi
H
Swansboro High SchoolB+
High · Grades 9–12 · 1.9 mi
M
Swansboro Middle SchoolB
Middle · Grades 6–8 · 2.1 mi

District: Onslow County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

413 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Onslow County
  • Costs more per square foot than 97% of homes in Onslow County
  • Smaller than 87% of homes in Swansboro 28584
  • Has a smaller lot than 86% of homes in Swansboro 28584
  • Older than 98% of homes in Swansboro 28584

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$1.2M

This home is worth more than 65% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$495,161
CheaperTypical $423,734Pricier

Pricier than 65% of homes nearby

Price per ft²$446
CheaperTypical $226Pricier

Pricier than 95% of homes nearby

Living area1,111 ft²
SmallerTypical 1,773 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.2 ac
SmallerTypical 0.47 acBigger

Bigger than 14% of homes nearby

Year built1942
OlderTypical 2002Newer

Newer than 2% of homes nearby

How 413 Elm St ranks against every home in each area.
MeasureThis homeSwansboro 28584Onslow County
Estimated valuepricier than$495,16165% of homes90% of homes
Price per ft²pricier than$44695% of homes97% of homes
Living areabigger than1,111 ft²13% of homes14% of homes
Lot sizebigger than0.2 ac14% of homes16% of homes
Year builtnewer than19422% of homes2% of homes

About 413 Elm St

How much is 413 Elm St, Swansboro, NC worth?

The TopHap Estimate for 413 Elm St, Swansboro, NC is $495,161 as of Sep 24, 2026. The likely range is $410,095 to $580,227. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 413 Elm St, Swansboro, NC last sell?

413 Elm St, Swansboro, NC last sold on Jan 28, 2015 for $300,000, according to the county's recorded deed.

How big is 413 Elm St, Swansboro, NC?

413 Elm St, Swansboro, NC has 3 bedrooms, 2 bathrooms, 1,111 square feet of living space and a 0.20-acre lot.

When was 413 Elm St, Swansboro, NC built?

413 Elm St, Swansboro, NC was built in 1942, making it 84 years old. It is a conventional home. The building has 1 story.

What schools serve 413 Elm St, Swansboro, NC?

413 Elm St, Swansboro, NC is assigned to Swansboro Elementary School (elementary), rated A-; Swansboro High School (high), rated B+; Swansboro Middle School (middle), rated B. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 413 Elm St, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,226 homes in Swansboro 28584, it is worth more than 65% of them ($495,161 against a typical $423,734), its price per square foot is higher than 95% of them ($446 against a typical $226), it is bigger than 13% of them (1,111 ft² against a typical 1,773 ft²), its lot is bigger than 14% of them (0.2 ac against a typical 0.47 ac) and it is newer than 2% of them (1942 against a typical 2002). Measured against all of Onslow County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 413 Elm St, Swansboro, NC?

The 2026 property tax bill for 413 Elm St, Swansboro, NC was $5,357. The county assessed it at $920,966.

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