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Single Family ResidenceResidential
$350,516$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $5,500 on Dec 27, 1977

415 WATER ST

SWANSBORO, NC 28584
2
Beds
1
Baths
843 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$351K
$321K low$380K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,500 · Dec 27, 1977

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,499 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$345,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$348,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$348,150

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 1.1 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 1.9 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi

District: Onslow County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

415 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Onslow County
  • Costs more per square foot than 96% of homes in Onslow County
  • Smaller than 98% of homes in Onslow County
  • Has a smaller lot than 91% of homes in Onslow County
  • Older than 95% of homes in Swansboro 28584

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$1.2M

This home is worth more than 33% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$350,516
CheaperTypical $424,200Pricier

Pricier than 33% of homes nearby

Price per ft²$416
CheaperTypical $226Pricier

Pricier than 94% of homes nearby

Living area843 ft²
SmallerTypical 1,753 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.13 ac
SmallerTypical 0.47 acBigger

Bigger than 10% of homes nearby

Year built1954
OlderTypical 2002Newer

Newer than 5% of homes nearby

How 415 Water St ranks against every home in each area.
MeasureThis homeSwansboro 28584Onslow County
Estimated valuepricier than$350,51633% of homes70% of homes
Price per ft²pricier than$41694% of homes96% of homes
Living areabigger than843 ft²4% of homes2% of homes
Lot sizebigger than0.13 ac10% of homes9% of homes
Year builtnewer than19545% of homes5% of homes

About 415 Water St

How much is 415 Water St, Swansboro, NC worth?

The TopHap Estimate for 415 Water St, Swansboro, NC is $350,516 as of Sep 24, 2026. The likely range is $321,226 to $379,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 415 Water St, Swansboro, NC last sell?

415 Water St, Swansboro, NC last sold on Dec 27, 1977 for $5,500, according to the county's recorded deed.

How big is 415 Water St, Swansboro, NC?

415 Water St, Swansboro, NC has 2 bedrooms, 1 bathrooms, 843 square feet of living space and a 0.13-acre lot.

When was 415 Water St, Swansboro, NC built?

415 Water St, Swansboro, NC was built in 1954, making it 72 years old. It is a conventional home. The building has 1 story.

What schools serve 415 Water St, Swansboro, NC?

415 Water St, Swansboro, NC is assigned to Swansboro Elementary School (elementary), rated A-; Swansboro High School (high), rated A-; Swansboro Middle School (middle), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 415 Water St, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,166 homes in Swansboro 28584, it is worth more than 33% of them ($350,516 against a typical $424,200), its price per square foot is higher than 94% of them ($416 against a typical $226), it is bigger than 4% of them (843 ft² against a typical 1,753 ft²), its lot is bigger than 10% of them (0.13 ac against a typical 0.47 ac) and it is newer than 5% of them (1954 against a typical 2002). Measured against all of Onslow County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 415 Water St, Swansboro, NC?

The 2025 property tax bill for 415 Water St, Swansboro, NC was $3,499. The county assessed it at $348,150.

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