Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,013,741$397 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $650,000 on May 11, 2018

413 WATER ST

SWANSBORO, NC 28584
3
Beds
3 / 1
Baths
2,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$734K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · May 11, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,267 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$723,038 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$310,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$412,538
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$723,038
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$723,038

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.96 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.48%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.07
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 1.1 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 1.9 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi

District: Onslow County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

413 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Onslow County
  • Costs more per square foot than 95% of homes in Onslow County
  • Bigger than 89% of homes in Onslow County
  • Has a smaller lot than 95% of homes in Onslow County
  • Older than 66% of homes in Swansboro 28584

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$1.2M

This home is worth more than 96% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$1,013,741
CheaperTypical $424,200Pricier

Pricier than 96% of homes nearby

Price per ft²$397
CheaperTypical $226Pricier

Pricier than 93% of homes nearby

Living area2,552 ft²
SmallerTypical 1,753 ft²Bigger

Bigger than 81% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.47 acBigger

Bigger than 8% of homes nearby

Year built1994
OlderTypical 2002Newer

Newer than 34% of homes nearby

How 413 Water St ranks against every home in each area.
MeasureThis homeSwansboro 28584Onslow County
Estimated valuepricier than$1,013,74196% of homes98% of homes
Price per ft²pricier than$39793% of homes95% of homes
Living areabigger than2,552 ft²81% of homes89% of homes
Lot sizebigger than3,049 ft²8% of homes5% of homes
Year builtnewer than199434% of homes41% of homes

About 413 Water St

How much is 413 Water St, Swansboro, NC worth?

The TopHap Estimate for 413 Water St, Swansboro, NC is $1,013,741 as of Sep 24, 2026. The likely range is $734,053 to $1,293,429. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 413 Water St, Swansboro, NC last sell?

413 Water St, Swansboro, NC last sold on May 11, 2018 for $650,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 413 Water St, Swansboro, NC?

413 Water St, Swansboro, NC has 3 bedrooms, 3 bathrooms, 2,552 square feet of living space and a 0.07-acre lot.

When was 413 Water St, Swansboro, NC built?

413 Water St, Swansboro, NC was built in 1994, making it 32 years old. It is a ranch home. The building has 2 stories.

What schools serve 413 Water St, Swansboro, NC?

413 Water St, Swansboro, NC is assigned to Swansboro Elementary School (elementary), rated A-; Swansboro High School (high), rated A-; Swansboro Middle School (middle), rated B-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 413 Water St, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,166 homes in Swansboro 28584, it is worth more than 96% of them ($1,013,741 against a typical $424,200), its price per square foot is higher than 93% of them ($397 against a typical $226), it is bigger than 81% of them (2,552 ft² against a typical 1,753 ft²), its lot is bigger than 8% of them (3,049 ft² against a typical 0.47 ac) and it is newer than 34% of them (1994 against a typical 2002). Measured against all of Onslow County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 413 Water St, Swansboro, NC?

The 2025 property tax bill for 413 Water St, Swansboro, NC was $7,267. The county assessed it at $723,038.

More homes on Water St

Closest homes

More homes in Swansboro 28584

Assigned schools

Explore the area

See this home in context

Open 413 Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map