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Single Family ResidenceResidential
$337,345$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $197,500 on Aug 6, 2013

42 SMITH ST

ROUSES POINT, NY 12979
3
Beds
3 / 1
Baths
1,792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$337K
$324K low$351K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$197,500 · Aug 6, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,345
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,676
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,000
CHAMPLAIN NATIONAL BANK · R · recorded Dec 11, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,135 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$310,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$323,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.43
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12979These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.166
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,277
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.338 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,093
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,340
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Rouses Point 12979
  • Costs more per square foot than 86% of homes in Rouses Point 12979
  • Bigger than 71% of homes in Clinton County
  • Has a bigger lot than 68% of homes in Rouses Point 12979
  • Newer than 90% of homes in Rouses Point 12979

What homes are worth in Rouses Point 12979

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$468K

This home is worth more than 86% of homes in Rouses Point 12979.

How it measures up in Rouses Point 12979

The dot is this home. The mark in the middle is the typical home in Rouses Point 12979.

Estimated value$337,345
CheaperTypical $217,723Pricier

Pricier than 86% of homes nearby

Price per ft²$188
CheaperTypical $146Pricier

Pricier than 86% of homes nearby

Living area1,792 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.43 ac
SmallerTypical 0.32 acBigger

Bigger than 68% of homes nearby

Year built2000
OlderTypical 1952Newer

Newer than 90% of homes nearby

How 42 Smith St ranks against every home in each area.
MeasureThis homeRouses Point 12979Clinton County
Estimated valuepricier than$337,34586% of homes85% of homes
Price per ft²pricier than$18886% of homes82% of homes
Living areabigger than1,792 ft²64% of homes71% of homes
Lot sizebigger than0.43 ac68% of homes33% of homes
Year builtnewer than200090% of homes85% of homes

About 42 Smith St

How much is 42 Smith St, Rouses Point, NY worth?

The TopHap Estimate for 42 Smith St, Rouses Point, NY is $337,345 as of Jul 14, 2026. The likely range is $324,119 to $350,571. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 Smith St, Rouses Point, NY last sell?

42 Smith St, Rouses Point, NY last sold on Aug 6, 2013 for $197,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 42 Smith St, Rouses Point, NY?

42 Smith St, Rouses Point, NY has 3 bedrooms, 3 bathrooms, 1,792 square feet of living space and a 0.43-acre lot.

When was 42 Smith St, Rouses Point, NY built?

42 Smith St, Rouses Point, NY was built in 2000, making it 26 years old. It is a colonial home. The building has 2 stories.

How does 42 Smith St, Rouses Point, NY compare to other homes in Rouses Point 12979?

Among the 824 homes in Rouses Point 12979, it is worth more than 86% of them ($337,345 against a typical $217,723), its price per square foot is higher than 86% of them ($188 against a typical $146), it is bigger than 64% of them (1,792 ft² against a typical 1,544 ft²), its lot is bigger than 68% of them (0.43 ac against a typical 0.32 ac) and it is newer than 90% of them (2000 against a typical 1952). Measured against all of Clinton County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 Smith St, Rouses Point, NY?

The 2025 property tax bill for 42 Smith St, Rouses Point, NY was $1,135. The county assessed it at $340,000.

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