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Single Family ResidenceResidential
$346,927$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $326,000 on May 18, 2022

430 EXCHANGE ST

ATHOL, MA 01331
5
Beds
1.5
Baths
2,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$347K
$329K low$364K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$326,000 · May 18, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.114%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,095
NATIONS LENDING CORP · recorded May 18, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,463
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,690 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$290,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$361,285

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Athol High SchoolD+
High · Grades 9–12 · 1.8 mi
E
Athol Community Elementary SchoolD-
Elementary · Grades PK–4 · 1.9 mi
M
Athol - Royalston Middle SchoolC
Middle · Grades 5–8 · 2.0 mi

District: Athol-Royalston School District

Neighborhood · ZIP 01331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,781
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,102
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Exchange St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Worcester County
  • Among the lowest price per square foot in Worcester County
  • Bigger than 87% of homes in Athol 01331
  • Older than 93% of homes in Worcester County

What homes are worth in Athol 01331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$632K

This home is worth more than 56% of homes in Athol 01331.

How it measures up in Athol 01331

The dot is this home. The mark in the middle is the typical home in Athol 01331.

Estimated value$346,927
CheaperTypical $335,363Pricier

Pricier than 56% of homes nearby

Price per ft²$149
CheaperTypical $242Pricier

Pricier than 3% of homes nearby

Living area2,332 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.68 ac
SmallerTypical 0.52 acBigger

Bigger than 56% of homes nearby

Year built1890
OlderTypical 1950Newer

Newer than 13% of homes nearby

How 430 Exchange St ranks against every home in each area.
MeasureThis homeAthol 01331Worcester County
Estimated valuepricier than$346,92756% of homes14% of homes
Price per ft²pricier than$1493% of homesalmost no homes
Living areabigger than2,332 ft²87% of homes75% of homes
Lot sizebigger than0.68 ac56% of homes59% of homes
Year builtnewer than189013% of homes7% of homes

About 430 Exchange St

How much is 430 Exchange St, Athol, MA worth?

The TopHap Estimate for 430 Exchange St, Athol, MA is $346,927 as of Jul 14, 2026. The likely range is $329,414 to $364,440. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 Exchange St, Athol, MA last sell?

430 Exchange St, Athol, MA last sold on May 18, 2022 for $326,000, according to the county's recorded deed.

How big is 430 Exchange St, Athol, MA?

430 Exchange St, Athol, MA has 5 bedrooms, 1.5 bathrooms, 2,332 square feet of living space and a 0.68-acre lot.

When was 430 Exchange St, Athol, MA built?

430 Exchange St, Athol, MA was built in 1890, making it 136 years old. It is a colonial home. The building has 2 stories.

What schools serve 430 Exchange St, Athol, MA?

430 Exchange St, Athol, MA is assigned to Athol High School (high), rated D+; Athol Community Elementary School (elementary), rated D-; Athol - Royalston Middle School (middle), rated C. All sit in Athol-Royalston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Exchange St, Athol, MA compare to other homes in Athol 01331?

Among the 4,903 homes in Athol 01331, it is worth more than 56% of them ($346,927 against a typical $335,363), its price per square foot is higher than 3% of them ($149 against a typical $242), it is bigger than 87% of them (2,332 ft² against a typical 1,430 ft²), its lot is bigger than 56% of them (0.68 ac against a typical 0.52 ac) and it is newer than 13% of them (1890 against a typical 1950). Measured against all of Worcester County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Exchange St, Athol, MA?

The 2025 property tax bill for 430 Exchange St, Athol, MA was $3,690. The county assessed it at $290,300.

Closest homes

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Assigned schools

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