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Single Family ResidenceResidential
$530,272$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $375,000 on Jul 14, 2021

440 EXCHANGE ST

ATHOL, MA 01331
4
Beds
2.5
Baths
3,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$530K
$495K low$565K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Jul 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,986 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$392,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$341,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$422,940

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Athol High SchoolD+
High · Grades 9–12 · 1.7 mi
E
Athol Community Elementary SchoolD-
Elementary · Grades PK–4 · 1.9 mi
M
Athol - Royalston Middle SchoolC
Middle · Grades 5–8 · 2.0 mi

District: Athol-Royalston School District

Neighborhood · ZIP 01331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,781
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,102
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Exchange St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Athol 01331
  • Among the lowest price per square foot in Worcester County
  • Bigger than 97% of homes in Athol 01331
  • Older than 78% of homes in Worcester County

What homes are worth in Athol 01331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$621K

This home is worth more than 95% of homes in Athol 01331.

How it measures up in Athol 01331

The dot is this home. The mark in the middle is the typical home in Athol 01331.

Estimated value$530,272
CheaperTypical $326,218Pricier

Pricier than 95% of homes nearby

Price per ft²$153
CheaperTypical $234Pricier

Pricier than 5% of homes nearby

Living area3,460 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.34 ac
SmallerTypical 0.52 acBigger

Bigger than 39% of homes nearby

Year built1925
OlderTypical 1950Newer

Newer than 31% of homes nearby

How 440 Exchange St ranks against every home in each area.
MeasureThis homeAthol 01331Worcester County
Estimated valuepricier than$530,27295% of homes60% of homes
Price per ft²pricier than$1535% of homesalmost no homes
Living areabigger than3,460 ft²97% of homes94% of homes
Lot sizebigger than0.34 ac39% of homes39% of homes
Year builtnewer than192531% of homes22% of homes

About 440 Exchange St

How much is 440 Exchange St, Athol, MA worth?

The TopHap Estimate for 440 Exchange St, Athol, MA is $530,272 as of Aug 30, 2026. The likely range is $495,076 to $565,468. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Exchange St, Athol, MA last sell?

440 Exchange St, Athol, MA last sold on Jul 14, 2021 for $375,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 440 Exchange St, Athol, MA?

440 Exchange St, Athol, MA has 4 bedrooms, 2.5 bathrooms, 3,460 square feet of living space and a 0.34-acre lot.

When was 440 Exchange St, Athol, MA built?

440 Exchange St, Athol, MA was built in 1925, making it 101 years old. It is a colonial home. The building has 2 stories.

What schools serve 440 Exchange St, Athol, MA?

440 Exchange St, Athol, MA is assigned to Athol High School (high), rated D+; Athol Community Elementary School (elementary), rated D-; Athol - Royalston Middle School (middle), rated C. All sit in Athol-Royalston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Exchange St, Athol, MA compare to other homes in Athol 01331?

Among the 4,903 homes in Athol 01331, it is worth more than 95% of them ($530,272 against a typical $326,218), its price per square foot is higher than 5% of them ($153 against a typical $234), it is bigger than 97% of them (3,460 ft² against a typical 1,434 ft²), its lot is bigger than 39% of them (0.34 ac against a typical 0.52 ac) and it is newer than 31% of them (1925 against a typical 1950). Measured against all of Worcester County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Exchange St, Athol, MA?

The 2025 property tax bill for 440 Exchange St, Athol, MA was $4,986. The county assessed it at $392,300.

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