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Single Family ResidenceResidential
$480,682$349 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $171,400 on Jul 13, 2001

440 RIDGE LN

PAYSON, UT 84651
2
Beds
1.8
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$481K
$450K low$511K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$171,400 · Jul 13, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$373,382
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$298,706
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,300
UNITED WHOLESALE MTG · recorded Jul 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,394 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,095 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,735
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$432,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyUTAH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.37
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 96 ft²Porch · 448 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barnett Elementary SchoolC-
Elementary · Grades PK–5 · 1.1 mi
H
Salem Hills High SchoolB+
High · Grades 10–12 · 2.5 mi
M
Valley View Middle SchoolB+
Middle · Grades 6–7 · 3.5 mi

District: Nebo School District

Neighborhood · ZIP 84651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.219

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.33,001
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,802
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 71% of homes in Utah County
  • Has a bigger lot than 84% of homes in Utah County
  • Older than 93% of homes in Utah County

What homes are worth in Payson 84651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$1.4M

This home is worth more than 43% of homes in Payson 84651.

How it measures up in Payson 84651

The dot is this home. The mark in the middle is the typical home in Payson 84651.

Estimated value$480,682
CheaperTypical $501,707Pricier

Pricier than 43% of homes nearby

Price per ft²$349
CheaperTypical $344Pricier

Pricier than 53% of homes nearby

Living area1,376 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.37 ac
SmallerTypical 0.23 acBigger

Bigger than 77% of homes nearby

Year built1954
OlderTypical 2000Newer

Newer than 13% of homes nearby

How 440 Ridge Ln ranks against every home in each area.
MeasureThis homePayson 84651Utah County
Estimated valuepricier than$480,68243% of homes36% of homes
Price per ft²pricier than$34953% of homes59% of homes
Living areabigger than1,376 ft²38% of homes29% of homes
Lot sizebigger than0.37 ac77% of homes84% of homes
Year builtnewer than195413% of homes7% of homes

About 440 Ridge Ln

How much is 440 Ridge Ln, Payson, UT worth?

The TopHap Estimate for 440 Ridge Ln, Payson, UT is $480,682 as of Jul 14, 2026. The likely range is $450,152 to $511,212. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 440 Ridge Ln, Payson, UT last sell?

440 Ridge Ln, Payson, UT last sold on Jul 13, 2001 for $171,400, according to the county's recorded deed.

How big is 440 Ridge Ln, Payson, UT?

440 Ridge Ln, Payson, UT has 2 bedrooms, 1.8 bathrooms, 1,376 square feet of living space and a 0.37-acre lot.

When was 440 Ridge Ln, Payson, UT built?

440 Ridge Ln, Payson, UT was built in 1954, making it 72 years old. It is a a-frame home. The building has 1 story.

What schools serve 440 Ridge Ln, Payson, UT?

440 Ridge Ln, Payson, UT is assigned to Barnett Elementary School (elementary), rated C-; Salem Hills High School (high), rated B+; Valley View Middle School (middle), rated B+. All sit in Nebo School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Ridge Ln, Payson, UT compare to other homes in Payson 84651?

Among the 8,345 homes in Payson 84651, it is worth more than 43% of them ($480,682 against a typical $501,707), its price per square foot is higher than 53% of them ($349 against a typical $344), it is bigger than 38% of them (1,376 ft² against a typical 1,536 ft²), its lot is bigger than 77% of them (0.37 ac against a typical 0.23 ac) and it is newer than 13% of them (1954 against a typical 2000). Measured against all of Utah County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Ridge Ln, Payson, UT?

The 2025 property tax bill for 440 Ridge Ln, Payson, UT was $2,394. The county assessed it at $238,095.

Closest homes

More homes in Payson 84651

Assigned schools

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