Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$361,897$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

444 JAMES RIVER OVERVIEW

SPRING GROVE, VA 23881
0
Baths
2,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.

Valuation

$362K
$327K low$397K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.152%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$568,500
OLD VIRGINIA MORTGAGE INC · recorded Aug 24, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,948 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$415,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$368,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$415,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySurry
Lot (acres)The size of the land the home sits on, from county records.0.60
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 788 ft²Porch · 594 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Luther P. Jackson Middle SchoolB-
Middle · Grades 5–8 · 8.8 mi
H
Surry County High SchoolA-
High · Grades 9–12 · 9.0 mi
E
Surry Elementary SchoolB-
Elementary · Grades PK–4 · 9.1 mi

District: Surry County Public Schools

Neighborhood · ZIP 23881These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,857
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,838
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

444 James River Overview measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Spring Grove 23881
  • Costs more per square foot than 72% of homes in Surry County
  • Bigger than 76% of homes in Spring Grove 23881
  • Has a smaller lot than 85% of homes in Surry County
  • Older than 82% of homes in Spring Grove 23881

What homes are worth in Spring Grove 23881

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$543K

This home is worth more than 86% of homes in Spring Grove 23881.

How it measures up in Spring Grove 23881

The dot is this home. The mark in the middle is the typical home in Spring Grove 23881.

Estimated value$361,897
CheaperTypical $224,541Pricier

Pricier than 86% of homes nearby

Price per ft²$177
CheaperTypical $151Pricier

Pricier than 71% of homes nearby

Living area2,048 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.6 ac
SmallerTypical 2.02 acBigger

Bigger than 17% of homes nearby

Year built1962
OlderTypical 1989Newer

Newer than 18% of homes nearby

How 444 James River Overview ranks against every home in each area.
MeasureThis homeSpring Grove 23881Surry County
Estimated valuepricier than$361,89786% of homes84% of homes
Price per ft²pricier than$17771% of homes72% of homes
Living areabigger than2,048 ft²76% of homes74% of homes
Lot sizebigger than0.6 ac17% of homes15% of homes
Year builtnewer than196218% of homes24% of homes

About 444 James River Overview

How much is 444 James River Overview, Spring Grove, VA worth?

The TopHap Estimate for 444 James River Overview, Spring Grove, VA is $361,897 as of Jul 14, 2026. The likely range is $326,824 to $396,970. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 444 James River Overview, Spring Grove, VA?

444 James River Overview, Spring Grove, VA has 2,048 square feet of living space and a 0.60-acre lot.

When was 444 James River Overview, Spring Grove, VA built?

444 James River Overview, Spring Grove, VA was built in 1962, making it 64 years old. It is a conventional home.

What schools serve 444 James River Overview, Spring Grove, VA?

444 James River Overview, Spring Grove, VA is assigned to Luther P. Jackson Middle School (middle), rated B-; Surry County High School (high), rated A-; Surry Elementary School (elementary), rated B-. All sit in Surry County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 444 James River Overview, Spring Grove, VA compare to other homes in Spring Grove 23881?

Among the 938 homes in Spring Grove 23881, it is worth more than 86% of them ($361,897 against a typical $224,541), its price per square foot is higher than 71% of them ($177 against a typical $151), it is bigger than 76% of them (2,048 ft² against a typical 1,562 ft²), its lot is bigger than 17% of them (0.6 ac against a typical 2.02 ac) and it is newer than 18% of them (1962 against a typical 1989). Measured against all of Surry County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 444 James River Overview, Spring Grove, VA?

The 2025 property tax bill for 444 James River Overview, Spring Grove, VA was $2,948. The county assessed it at $415,200.

Closest homes

More homes in Spring Grove 23881

Assigned schools

Explore the area

See this home in context

Open 444 James River Overview on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map