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Single Family ResidenceResidential
$213,374$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

449 JAMES RIVER OVERVIEW

SPRING GROVE, VA 23881
3
Beds
0
Baths
1,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.

Valuation

$213K
$192K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,874
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,899
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
WELLS FARGO BANK NA · recorded Mar 18, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,500
AMERISAVE MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,582 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$222,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$167,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$187,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$222,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySurry
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 96 ft²Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Luther P. Jackson Middle SchoolB-
Middle · Grades 5–8 · 8.8 mi
H
Surry County High SchoolA-
High · Grades 9–12 · 9.0 mi
E
Surry Elementary SchoolB-
Elementary · Grades PK–4 · 9.1 mi

District: Surry County Public Schools

Neighborhood · ZIP 23881These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,857
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,838
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

449 James River Overview measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Surry County
  • Smaller than 87% of homes in Surry County
  • Has a smaller lot than 97% of homes in Surry County
  • Older than 76% of homes in Spring Grove 23881

What homes are worth in Spring Grove 23881

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$545K

This home is worth more than 46% of homes in Spring Grove 23881.

How it measures up in Spring Grove 23881

The dot is this home. The mark in the middle is the typical home in Spring Grove 23881.

Estimated value$213,374
CheaperTypical $226,189Pricier

Pricier than 46% of homes nearby

Price per ft²$207
CheaperTypical $151Pricier

Pricier than 85% of homes nearby

Living area1,032 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.26 ac
SmallerTypical 2.01 acBigger

Bigger than 6% of homes nearby

Year built1968
OlderTypical 1989Newer

Newer than 24% of homes nearby

How 449 James River Overview ranks against every home in each area.
MeasureThis homeSpring Grove 23881Surry County
Estimated valuepricier than$213,37446% of homes46% of homes
Price per ft²pricier than$20785% of homes86% of homes
Living areabigger than1,032 ft²17% of homes13% of homes
Lot sizebigger than0.26 ac6% of homes3% of homes
Year builtnewer than196824% of homes29% of homes

About 449 James River Overview

How much is 449 James River Overview, Spring Grove, VA worth?

The TopHap Estimate for 449 James River Overview, Spring Grove, VA is $213,374 as of Jul 14, 2026. The likely range is $191,747 to $235,001. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 449 James River Overview, Spring Grove, VA?

449 James River Overview, Spring Grove, VA has 3 bedrooms, 1,032 square feet of living space and a 0.26-acre lot.

When was 449 James River Overview, Spring Grove, VA built?

449 James River Overview, Spring Grove, VA was built in 1968, making it 58 years old. It is a conventional home.

What schools serve 449 James River Overview, Spring Grove, VA?

449 James River Overview, Spring Grove, VA is assigned to Luther P. Jackson Middle School (middle), rated B-; Surry County High School (high), rated A-; Surry Elementary School (elementary), rated B-. All sit in Surry County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 449 James River Overview, Spring Grove, VA compare to other homes in Spring Grove 23881?

Among the 938 homes in Spring Grove 23881, it is worth more than 46% of them ($213,374 against a typical $226,189), its price per square foot is higher than 85% of them ($207 against a typical $151), it is bigger than 17% of them (1,032 ft² against a typical 1,556 ft²), its lot is bigger than 6% of them (0.26 ac against a typical 2.01 ac) and it is newer than 24% of them (1968 against a typical 1989). Measured against all of Surry County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 449 James River Overview, Spring Grove, VA?

The 2025 property tax bill for 449 James River Overview, Spring Grove, VA was $1,582. The county assessed it at $222,800.

Closest homes

More homes in Spring Grove 23881

Assigned schools

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