Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$864,816$514 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $860,000 on Jan 20, 2026

45 ROSE LN

BEARSVILLE, NY 12409
2
Beds
1.5
Baths
1,684 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$865K
$726K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$860,000 · Jan 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$389,816
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$311,853
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$475,000
M&T BANK BY NOM · recorded Jan 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,962 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$345,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$243,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$345,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$734,043

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyULSTER
Lot (acres)The size of the land the home sits on, from county records.3.81
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.View Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 29 ft²Porch · 158 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,046
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Ulster County
  • Costs more per square foot than 96% of homes in Ulster County
  • Has a bigger lot than 81% of homes in Ulster County
  • Newer than 77% of homes in Bearsville 12409

What homes are worth in Bearsville 12409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$2M

This home is worth more than 70% of homes in Bearsville 12409.

How it measures up in Bearsville 12409

The dot is this home. The mark in the middle is the typical home in Bearsville 12409.

Estimated value$864,816
CheaperTypical $664,989Pricier

Pricier than 70% of homes nearby

Price per ft²$514
CheaperTypical $390Pricier

Pricier than 80% of homes nearby

Living area1,684 ft²
SmallerTypical 1,719 ft²Bigger

Bigger than 49% of homes nearby

Lot size3.81 ac
SmallerTypical 3.07 acBigger

Bigger than 61% of homes nearby

Year built1985
OlderTypical 1965Newer

Newer than 77% of homes nearby

How 45 Rose Ln ranks against every home in each area.
MeasureThis homeBearsville 12409Ulster County
Estimated valuepricier than$864,81670% of homes92% of homes
Price per ft²pricier than$51480% of homes96% of homes
Living areabigger than1,684 ft²49% of homes54% of homes
Lot sizebigger than3.81 ac61% of homes81% of homes
Year builtnewer than198577% of homes73% of homes

About 45 Rose Ln

How much is 45 Rose Ln, Bearsville, NY worth?

The TopHap Estimate for 45 Rose Ln, Bearsville, NY is $864,816 as of Jun 23, 2026. The likely range is $726,445 to $1,003,186. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Rose Ln, Bearsville, NY last sell?

45 Rose Ln, Bearsville, NY last sold on Jan 20, 2026 for $860,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Rose Ln, Bearsville, NY?

45 Rose Ln, Bearsville, NY has 2 bedrooms, 1.5 bathrooms, 1,684 square feet of living space and a 3.81-acre lot.

When was 45 Rose Ln, Bearsville, NY built?

45 Rose Ln, Bearsville, NY was built in 1985, making it 41 years old. It is a contemporary home. The building has 2 stories.

How does 45 Rose Ln, Bearsville, NY compare to other homes in Bearsville 12409?

Among the 663 homes in Bearsville 12409, it is worth more than 70% of them ($864,816 against a typical $664,989), its price per square foot is higher than 80% of them ($514 against a typical $390), it is bigger than 49% of them (1,684 ft² against a typical 1,719 ft²), its lot is bigger than 61% of them (3.81 ac against a typical 3.07 ac) and it is newer than 77% of them (1985 against a typical 1965). Measured against all of Ulster County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Rose Ln, Bearsville, NY?

The 2025 property tax bill for 45 Rose Ln, Bearsville, NY was $8,962. The county assessed it at $345,000.

Closest homes

More homes in Bearsville 12409

Explore the area

See this home in context

Open 45 Rose Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map