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Single Family ResidenceResidential
$235,968$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,500 on Aug 6, 2007

4695 ROUTE 305

CUBA, NY 14727
4
Beds
2
Baths
2,366 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$236K
$201K low$271K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,500 · Aug 6, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$44,018
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,214
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$121,500
FIVE STAR BK · recorded Mar 4, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,450
DES MOINES METRO CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,805 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,143

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.160 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.1.20
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 840 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cuba-Rushford Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
Cuba-Rushford Middle SchoolD+
Middle · Grades 6–8 · 2.2 mi
H
Cuba-Rushford High SchoolB+
High · Grades 9–12 · 2.2 mi

District: Cuba-Rushford Central School District

Neighborhood · ZIP 14727These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,251
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4695 Route 305 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Allegany County
  • Costs more per square foot than 71% of homes in Allegany County
  • Bigger than 90% of homes in Allegany County

What homes are worth in Cuba 14727

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$649K

This home is worth more than 78% of homes in Cuba 14727.

How it measures up in Cuba 14727

The dot is this home. The mark in the middle is the typical home in Cuba 14727.

Estimated value$235,968
CheaperTypical $149,238Pricier

Pricier than 78% of homes nearby

Price per ft²$100
CheaperTypical $101Pricier

Pricier than 49% of homes nearby

Living area2,366 ft²
SmallerTypical 1,378 ft²Bigger

Bigger than 89% of homes nearby

Lot size1.2 ac
SmallerTypical 1.9 acBigger

Bigger than 42% of homes nearby

Year built1950
OlderTypical 1970Newer

Newer than 37% of homes nearby

How 4695 Route 305 ranks against every home in each area.
MeasureThis homeCuba 14727Allegany County
Estimated valuepricier than$235,96878% of homes88% of homes
Price per ft²pricier than$10049% of homes71% of homes
Living areabigger than2,366 ft²89% of homes90% of homes
Lot sizebigger than1.2 ac42% of homes44% of homes
Year builtnewer than195037% of homes44% of homes

About 4695 Route 305

How much is 4695 Route 305, Cuba, NY worth?

The TopHap Estimate for 4695 Route 305, Cuba, NY is $235,968 as of Jul 14, 2026. The likely range is $200,662 to $271,274. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4695 Route 305, Cuba, NY last sell?

4695 Route 305, Cuba, NY last sold on Aug 6, 2007 for $110,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4695 Route 305, Cuba, NY?

4695 Route 305, Cuba, NY has 4 bedrooms, 2 bathrooms, 2,366 square feet of living space and a 1.20-acre lot.

When was 4695 Route 305, Cuba, NY built?

4695 Route 305, Cuba, NY was built in 1950, making it 76 years old. It is a cape cod home. The building has 2 stories.

What schools serve 4695 Route 305, Cuba, NY?

4695 Route 305, Cuba, NY is assigned to Cuba-Rushford Elementary School (elementary), rated B+; Cuba-Rushford Middle School (middle), rated D+; Cuba-Rushford High School (high), rated B+. All sit in Cuba-Rushford Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4695 Route 305, Cuba, NY compare to other homes in Cuba 14727?

Among the 2,961 homes in Cuba 14727, it is worth more than 78% of them ($235,968 against a typical $149,238), its price per square foot is higher than 49% of them ($100 against a typical $101), it is bigger than 89% of them (2,366 ft² against a typical 1,378 ft²), its lot is bigger than 42% of them (1.2 ac against a typical 1.9 ac) and it is newer than 37% of them (1950 against a typical 1970). Measured against all of Allegany County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4695 Route 305, Cuba, NY?

The 2025 property tax bill for 4695 Route 305, Cuba, NY was $3,805. The county assessed it at $109,900.

Closest homes

More homes in Cuba 14727

Assigned schools

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