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Single Family ResidenceResidential
$318,810$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $45,500 on Oct 2, 2002

48 CROSS ST

BERNARDSTON, MA 01337
3
Beds
2.5
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$319K
$250K low$387K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,500 · Oct 2, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,209 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,677

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bernardston Elementary SchoolC+
Elementary · Grades PK–6 · 0.6 mi
M
Pioneer Valley Regional SchoolC-
Middle · Grades 7–12 · 3.5 mi

District: Pioneer Valley School District

Neighborhood · ZIP 01337These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,841
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,256
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Bernardston 01337
  • Smaller than 74% of homes in Franklin County
  • Has a bigger lot than 82% of homes in Franklin County
  • Newer than 91% of homes in Franklin County

What homes are worth in Bernardston 01337

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$759K

This home is worth more than 39% of homes in Bernardston 01337.

How it measures up in Bernardston 01337

The dot is this home. The mark in the middle is the typical home in Bernardston 01337.

Estimated value$318,810
CheaperTypical $345,097Pricier

Pricier than 39% of homes nearby

Price per ft²$255
CheaperTypical $229Pricier

Pricier than 71% of homes nearby

Living area1,248 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 28% of homes nearby

Lot size5 ac
SmallerTypical 2 acBigger

Bigger than 75% of homes nearby

Year built2002
OlderTypical 1973Newer

Newer than 88% of homes nearby

How 48 Cross St ranks against every home in each area.
MeasureThis homeBernardston 01337Franklin County
Estimated valuepricier than$318,81039% of homes36% of homes
Price per ft²pricier than$25571% of homes64% of homes
Living areabigger than1,248 ft²28% of homes26% of homes
Lot sizebigger than5 ac75% of homes82% of homes
Year builtnewer than200288% of homes91% of homes

About 48 Cross St

How much is 48 Cross St, Bernardston, MA worth?

The TopHap Estimate for 48 Cross St, Bernardston, MA is $318,810 as of Oct 21, 2026. The likely range is $250,384 to $387,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Cross St, Bernardston, MA last sell?

48 Cross St, Bernardston, MA last sold on Oct 2, 2002 for $45,500, according to the county's recorded deed.

How big is 48 Cross St, Bernardston, MA?

48 Cross St, Bernardston, MA has 3 bedrooms, 2.5 bathrooms, 1,248 square feet of living space and a 5.00-acre lot.

When was 48 Cross St, Bernardston, MA built?

48 Cross St, Bernardston, MA was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 48 Cross St, Bernardston, MA?

48 Cross St, Bernardston, MA is assigned to Bernardston Elementary School (elementary), rated C+; Pioneer Valley Regional School (middle), rated C-. All sit in Pioneer Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Cross St, Bernardston, MA compare to other homes in Bernardston 01337?

Among the 1,092 homes in Bernardston 01337, it is worth more than 39% of them ($318,810 against a typical $345,097), its price per square foot is higher than 71% of them ($255 against a typical $229), it is bigger than 28% of them (1,248 ft² against a typical 1,568 ft²), its lot is bigger than 75% of them (5 ac against a typical 2 ac) and it is newer than 88% of them (2002 against a typical 1973). Measured against all of Franklin County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Cross St, Bernardston, MA?

The 2025 property tax bill for 48 Cross St, Bernardston, MA was $5,209. The county assessed it at $365,000.

More homes on Cross St

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Assigned schools

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