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Single Family ResidentialResidential
$249,000$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Dec 1, 2020

487 RIDGE RD

CHERAW, SC 29520
30
Beds
2
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$249K
$234K low$264K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Dec 1, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIRST BANK · recorded Dec 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.0.93
HeatingThe type of heating system in the home.Heat Pump
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cheraw High SchoolD-
High · Grades 9–12 · 3.0 mi
M
Long Middle SchoolC
Middle · Grades 6–8 · 3.5 mi
E
Cheraw Primary School
Elementary · Grades PK–2 · 4.1 mi

District: Chesterfield County School District

Neighborhood · ZIP 29520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,513
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,071
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,642
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

487 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Chesterfield County
  • Costs more per square foot than 77% of homes in Cheraw 29520
  • Bigger than 73% of homes in Chesterfield County
  • Has a smaller lot than 67% of homes in Chesterfield County
  • Newer than 70% of homes in Cheraw 29520

What homes are worth in Cheraw 29520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$461K

This home is worth more than 77% of homes in Cheraw 29520.

How it measures up in Cheraw 29520

The dot is this home. The mark in the middle is the typical home in Cheraw 29520.

Estimated value$249,000
CheaperTypical $163,981Pricier

Pricier than 77% of homes nearby

Price per ft²$153
CheaperTypical $130Pricier

Pricier than 77% of homes nearby

Living area1,632 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.93 ac
SmallerTypical 0.9 acBigger

Bigger than 51% of homes nearby

Year built1992
OlderTypical 1980Newer

Newer than 70% of homes nearby

How 487 Ridge Rd ranks against every home in each area.
MeasureThis homeCheraw 29520Chesterfield County
Estimated valuepricier than$249,00077% of homes79% of homes
Price per ft²pricier than$15377% of homes75% of homes
Living areabigger than1,632 ft²68% of homes73% of homes
Lot sizebigger than0.93 ac51% of homes33% of homes
Year builtnewer than199270% of homes60% of homes

About 487 Ridge Rd

How much is 487 Ridge Rd, Cheraw, SC worth?

The TopHap Estimate for 487 Ridge Rd, Cheraw, SC is $249,000 as of Jul 14, 2026. The likely range is $234,385 to $263,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 487 Ridge Rd, Cheraw, SC last sell?

487 Ridge Rd, Cheraw, SC last sold on Dec 1, 2020 for $170,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 487 Ridge Rd, Cheraw, SC?

487 Ridge Rd, Cheraw, SC has 30 bedrooms, 2 bathrooms, 1,632 square feet of living space and a 0.93-acre lot.

When was 487 Ridge Rd, Cheraw, SC built?

487 Ridge Rd, Cheraw, SC was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 487 Ridge Rd, Cheraw, SC?

487 Ridge Rd, Cheraw, SC is assigned to Cheraw High School (high), rated D-; Long Middle School (middle), rated C; Cheraw Primary School (elementary). All sit in Chesterfield County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 487 Ridge Rd, Cheraw, SC compare to other homes in Cheraw 29520?

Among the 8,189 homes in Cheraw 29520, it is worth more than 77% of them ($249,000 against a typical $163,981), its price per square foot is higher than 77% of them ($153 against a typical $130), it is bigger than 68% of them (1,632 ft² against a typical 1,344 ft²), its lot is bigger than 51% of them (0.93 ac against a typical 0.9 ac) and it is newer than 70% of them (1992 against a typical 1980). Measured against all of Chesterfield County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 487 Ridge Rd, Cheraw, SC?

The 2025 property tax bill for 487 Ridge Rd, Cheraw, SC was $1,081. The county assessed it at $7,750.

Closest homes

More homes in Cheraw 29520

Assigned schools

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