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Single Family ResidentialResidential
$300,301
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

565 RIDGE RD

CHERAW, SC 29520
3
Baths
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$300K
$276K low$325K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$56,676
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,341
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,447
AMERISAVE MORTGAGE CORP · recorded Nov 17, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,178
PENNYMAC LOAN SERVICES LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,126 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,080 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,030
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyChesterfield

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cheraw High SchoolD-
High · Grades 9–12 · 3.0 mi
M
Long Middle SchoolC
Middle · Grades 6–8 · 3.5 mi
E
Cheraw Primary School
Elementary · Grades PK–2 · 4.1 mi

District: Chesterfield County School District

Neighborhood · ZIP 29520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,513
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,071
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,642
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

565 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Chesterfield County

What homes are worth in Cheraw 29520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$461K

This home is worth more than 86% of homes in Cheraw 29520.

How it measures up in Cheraw 29520

The dot is this home. The mark in the middle is the typical home in Cheraw 29520.

Estimated value$300,301
CheaperTypical $163,981Pricier

Pricier than 86% of homes nearby

Year built1981
OlderTypical 1980Newer

Newer than 52% of homes nearby

How 565 Ridge Rd ranks against every home in each area.
MeasureThis homeCheraw 29520Chesterfield County
Estimated valuepricier than$300,30186% of homes87% of homes
Year builtnewer than198152% of homes42% of homes

About 565 Ridge Rd

How much is 565 Ridge Rd, Cheraw, SC worth?

The TopHap Estimate for 565 Ridge Rd, Cheraw, SC is $300,301 as of Jul 14, 2026. The likely range is $276,047 to $324,555. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 565 Ridge Rd, Cheraw, SC built?

565 Ridge Rd, Cheraw, SC was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 565 Ridge Rd, Cheraw, SC?

565 Ridge Rd, Cheraw, SC is assigned to Cheraw High School (high), rated D-; Long Middle School (middle), rated C; Cheraw Primary School (elementary). All sit in Chesterfield County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 565 Ridge Rd, Cheraw, SC compare to other homes in Cheraw 29520?

Among the 8,189 homes in Cheraw 29520, it is worth more than 86% of them ($300,301 against a typical $163,981) and it is newer than 52% of them (1981 against a typical 1980). Measured against all of Chesterfield County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 565 Ridge Rd, Cheraw, SC?

The 2025 property tax bill for 565 Ridge Rd, Cheraw, SC was $1,126. The county assessed it at $8,080.

Closest homes

More homes in Cheraw 29520

Assigned schools

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