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Single Family ResidenceResidential
$878,455$275 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

489 ELM ST

MONTPELIER, VT 05602
5
Beds
4 / 2
Baths
3,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$878K
$710K low$1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,963 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$897,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$766,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$897,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.174 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.1.86
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Main Street Middle SchoolA+
Middle · Grades 5–8 · 0.7 mi
E
Union Elementary School
Elementary · Grades PK–4 · 0.9 mi
H
Montpelier High SchoolA+
High · Grades 9–12 · 1.1 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

489 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Montpelier 05602
  • Bigger than 95% of homes in Washington County
  • Has a bigger lot than 65% of homes in Montpelier 05602
  • Older than 73% of homes in Washington County

What homes are worth in Montpelier 05602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$875K

This home is worth more than 98% of homes in Montpelier 05602.

How it measures up in Montpelier 05602

The dot is this home. The mark in the middle is the typical home in Montpelier 05602.

Estimated value$878,455
CheaperTypical $421,314Pricier

Pricier than 98% of homes nearby

Price per ft²$275
CheaperTypical $285Pricier

Pricier than 44% of homes nearby

Living area3,200 ft²
SmallerTypical 1,523 ft²Bigger

Bigger than 93% of homes nearby

Lot size1.86 ac
SmallerTypical 0.66 acBigger

Bigger than 65% of homes nearby

Year built1941
OlderTypical 1962Newer

Newer than 39% of homes nearby

How 489 Elm St ranks against every home in each area.
MeasureThis homeMontpelier 05602Washington County
Estimated valuepricier than$878,45598% of homes96% of homes
Price per ft²pricier than$27544% of homes56% of homes
Living areabigger than3,200 ft²93% of homes95% of homes
Lot sizebigger than1.86 ac65% of homes56% of homes
Year builtnewer than194139% of homes27% of homes

About 489 Elm St

How much is 489 Elm St, Montpelier, VT worth?

The TopHap Estimate for 489 Elm St, Montpelier, VT is $878,455 as of Aug 30, 2026. The likely range is $709,983 to $1,046,927. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 489 Elm St, Montpelier, VT last sell?

489 Elm St, Montpelier, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 489 Elm St, Montpelier, VT?

489 Elm St, Montpelier, VT has 5 bedrooms, 4 bathrooms, 3,200 square feet of living space and a 1.86-acre lot.

When was 489 Elm St, Montpelier, VT built?

489 Elm St, Montpelier, VT was built in 1941, making it 85 years old. It is a colonial home. The building has 2 stories.

What schools serve 489 Elm St, Montpelier, VT?

489 Elm St, Montpelier, VT is assigned to Main Street Middle School (middle), rated A+; Union Elementary School (elementary); Montpelier High School (high), rated A+. All sit in Montpelier Roxbury Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 489 Elm St, Montpelier, VT compare to other homes in Montpelier 05602?

Among the 4,569 homes in Montpelier 05602, it is worth more than 98% of them ($878,455 against a typical $421,314), its price per square foot is higher than 44% of them ($275 against a typical $285), it is bigger than 93% of them (3,200 ft² against a typical 1,523 ft²), its lot is bigger than 65% of them (1.86 ac against a typical 0.66 ac) and it is newer than 39% of them (1941 against a typical 1962). Measured against all of Washington County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 489 Elm St, Montpelier, VT?

The 2025 property tax bill for 489 Elm St, Montpelier, VT was $11,963. The county assessed it at $897,200.

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