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Single Family ResidenceResidential
$360,447$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

490 WINDING TRAIL DR

ROARING RIVER, NC 28669
3
Beds
2
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
22.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$360K
$294K low$427K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$376,983
ROCKET MORTGAGE LLC · recorded Jul 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,340 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$293,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,710
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$293,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWILKES
Lot (acres)The size of the land the home sits on, from county records.22.10
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ronda Clingman Elementary SchoolC+
Elementary · Grades PK–5 · 4.2 mi
H
East Wilkes High SchoolB-
High · Grades 9–12 · 5.8 mi
M
East Wilkes Middle SchoolC-
Middle · Grades 6–8 · 7.0 mi

District: Wilkes County Schools

Neighborhood · ZIP 28669These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,458
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,344
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Winding Trail Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Roaring River 28669
  • Costs more per square foot than 69% of homes in Wilkes County
  • Bigger than 77% of homes in Roaring River 28669
  • Has a bigger lot than 95% of homes in Wilkes County

What homes are worth in Roaring River 28669

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$650K

This home is worth more than 83% of homes in Roaring River 28669.

How it measures up in Roaring River 28669

The dot is this home. The mark in the middle is the typical home in Roaring River 28669.

Estimated value$360,447
CheaperTypical $232,443Pricier

Pricier than 83% of homes nearby

Price per ft²$200
CheaperTypical $165Pricier

Pricier than 67% of homes nearby

Living area1,800 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 77% of homes nearby

Lot size22.1 ac
SmallerTypical 2.8 acBigger

Bigger than 91% of homes nearby

Year built1974
OlderTypical 1973Newer

Newer than 52% of homes nearby

How 490 Winding Trail Dr ranks against every home in each area.
MeasureThis homeRoaring River 28669Wilkes County
Estimated valuepricier than$360,44783% of homes78% of homes
Price per ft²pricier than$20067% of homes69% of homes
Living areabigger than1,800 ft²77% of homes73% of homes
Lot sizebigger than22.1 ac91% of homes95% of homes
Year builtnewer than197452% of homes52% of homes

About 490 Winding Trail Dr

How much is 490 Winding Trail Dr, Roaring River, NC worth?

The TopHap Estimate for 490 Winding Trail Dr, Roaring River, NC is $360,447 as of Jul 14, 2026. The likely range is $294,262 to $426,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Winding Trail Dr, Roaring River, NC last sell?

490 Winding Trail Dr, Roaring River, NC last sold on Jul 10, 2025, according to the county's recorded deed.

How big is 490 Winding Trail Dr, Roaring River, NC?

490 Winding Trail Dr, Roaring River, NC has 3 bedrooms, 2 bathrooms, 1,800 square feet of living space and a 22.10-acre lot.

When was 490 Winding Trail Dr, Roaring River, NC built?

490 Winding Trail Dr, Roaring River, NC was built in 1974, making it 52 years old. It is a ranch home. The building has 1 story.

What schools serve 490 Winding Trail Dr, Roaring River, NC?

490 Winding Trail Dr, Roaring River, NC is assigned to Ronda Clingman Elementary School (elementary), rated C+; East Wilkes High School (high), rated B-; East Wilkes Middle School (middle), rated C-. All sit in Wilkes County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Winding Trail Dr, Roaring River, NC compare to other homes in Roaring River 28669?

Among the 987 homes in Roaring River 28669, it is worth more than 83% of them ($360,447 against a typical $232,443), its price per square foot is higher than 67% of them ($200 against a typical $165), it is bigger than 77% of them (1,800 ft² against a typical 1,404 ft²), its lot is bigger than 91% of them (22.1 ac against a typical 2.8 ac) and it is newer than 52% of them (1974 against a typical 1973). Measured against all of Wilkes County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Winding Trail Dr, Roaring River, NC?

The 2025 property tax bill for 490 Winding Trail Dr, Roaring River, NC was $1,340. The county assessed it at $293,530.

Closest homes

More homes in Roaring River 28669

Assigned schools

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