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Single Family ResidenceResidential
$109,666$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $53,200 on Feb 22, 2017

5 HARDING LN

ROSCOE, NY 12776
2
Beds
1
Baths
825 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$110K
$98K low$121K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$53,200 · Feb 22, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,786
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,829
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,880
QUICKEN LNS · recorded Feb 22, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,088 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySullivan
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 189 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roscoe Central SchoolC
Elementary · Grades PK–12 · 0.1 mi

District: Roscoe Central School District

Neighborhood · ZIP 12776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,383
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,917
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Harding Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Roscoe 12776
  • Costs less per square foot than 92% of homes in Sullivan County
  • Smaller than 91% of homes in Roscoe 12776
  • Has a smaller lot than 98% of homes in Roscoe 12776
  • Older than 76% of homes in Sullivan County

What homes are worth in Roscoe 12776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$996K

This home is worth more than 2% of homes in Roscoe 12776.

How it measures up in Roscoe 12776

The dot is this home. The mark in the middle is the typical home in Roscoe 12776.

Estimated value$109,666
CheaperTypical $316,896Pricier

Pricier than 2% of homes nearby

Price per ft²$133
CheaperTypical $205Pricier

Pricier than 17% of homes nearby

Living area825 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.12 ac
SmallerTypical 2.54 acBigger

Bigger than 2% of homes nearby

Year built1940
OlderTypical 1960Newer

Newer than 38% of homes nearby

How 5 Harding Ln ranks against every home in each area.
MeasureThis homeRoscoe 12776Sullivan County
Estimated valuepricier than$109,6662% of homes2% of homes
Price per ft²pricier than$13317% of homes8% of homes
Living areabigger than825 ft²9% of homes10% of homes
Lot sizebigger than0.12 ac2% of homes13% of homes
Year builtnewer than194038% of homes24% of homes

About 5 Harding Ln

How much is 5 Harding Ln, Roscoe, NY worth?

The TopHap Estimate for 5 Harding Ln, Roscoe, NY is $109,666 as of Jul 14, 2026. The likely range is $98,037 to $121,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5 Harding Ln, Roscoe, NY last sell?

5 Harding Ln, Roscoe, NY last sold on Feb 22, 2017 for $53,200, according to the county's recorded deed.

How big is 5 Harding Ln, Roscoe, NY?

5 Harding Ln, Roscoe, NY has 2 bedrooms, 1 bathrooms, 825 square feet of living space and a 0.12-acre lot.

When was 5 Harding Ln, Roscoe, NY built?

5 Harding Ln, Roscoe, NY was built in 1940, making it 86 years old. It is a traditional/old home. The building has 1 story.

What schools serve 5 Harding Ln, Roscoe, NY?

5 Harding Ln, Roscoe, NY is assigned to Roscoe Central School (elementary), rated C. All sit in Roscoe Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5 Harding Ln, Roscoe, NY compare to other homes in Roscoe 12776?

Among the 1,463 homes in Roscoe 12776, it is worth more than 2% of them ($109,666 against a typical $316,896), its price per square foot is higher than 17% of them ($133 against a typical $205), it is bigger than 9% of them (825 ft² against a typical 1,524 ft²), its lot is bigger than 2% of them (0.12 ac against a typical 2.54 ac) and it is newer than 38% of them (1940 against a typical 1960). Measured against all of Sullivan County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Harding Ln, Roscoe, NY?

The 2024 property tax bill for 5 Harding Ln, Roscoe, NY was $2,088. The county assessed it at $36,900.

Closest homes

More homes in Roscoe 12776

Assigned schools

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