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Single Family ResidentialResidential
$78,352$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

54 RIVER RD

MOREHEAD, KY 40351
0
Baths
336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$78K
$46K low$110K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$78,352
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,682

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$335 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.168 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRowan
Lot (acres)The size of the land the home sits on, from county records.0.20

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rowan County Senior High SchoolB-
High · Grades 9–12 · 6.0 mi
E
McBrayer Elementary SchoolB
Elementary · Grades KG–5 · 6.1 mi
M
Rowan County Middle SchoolC
Middle · Grades 6–8 · 6.2 mi

District: Rowan County School District

Neighborhood · ZIP 40351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.167
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.22,387
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Morehead 40351
  • Costs more per square foot than 97% of homes in Morehead 40351
  • Among the smallest homes in Morehead 40351
  • Has a smaller lot than 97% of homes in Morehead 40351
  • Newer than 95% of homes in Morehead 40351

What homes are worth in Morehead 40351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$517K

This home is worth more than 20% of homes in Morehead 40351.

How it measures up in Morehead 40351

The dot is this home. The mark in the middle is the typical home in Morehead 40351.

Estimated value$78,352
CheaperTypical $160,062Pricier

Pricier than 20% of homes nearby

Price per ft²$233
CheaperTypical $127Pricier

Pricier than 97% of homes nearby

Living area336 ft²
SmallerTypical 1,370 ft²Bigger

Smaller than almost all homes nearby

Lot size0.19 ac
SmallerTypical 2 acBigger

Bigger than 3% of homes nearby

Year built2012
OlderTypical 1992Newer

Newer than 95% of homes nearby

How 54 River Rd ranks against every home in each area.
MeasureThis homeMorehead 40351
Estimated valuepricier than$78,35220% of homes
Price per ft²pricier than$23397% of homes
Living areabigger than336 ft²almost no homes
Lot sizebigger than0.19 ac3% of homes
Year builtnewer than201295% of homes

About 54 River Rd

How much is 54 River Rd, Morehead, KY worth?

The TopHap Estimate for 54 River Rd, Morehead, KY is $78,352 as of Jul 14, 2026. The likely range is $46,462 to $110,242. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 54 River Rd, Morehead, KY?

54 River Rd, Morehead, KY has 336 square feet of living space and a 0.20-acre lot.

When was 54 River Rd, Morehead, KY built?

54 River Rd, Morehead, KY was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 54 River Rd, Morehead, KY?

54 River Rd, Morehead, KY is assigned to Rowan County Senior High School (high), rated B-; McBrayer Elementary School (elementary), rated B; Rowan County Middle School (middle), rated C. All sit in Rowan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 River Rd, Morehead, KY compare to other homes in Morehead 40351?

Among the 8,854 homes in Morehead 40351, it is worth more than 20% of them ($78,352 against a typical $160,062), its price per square foot is higher than 97% of them ($233 against a typical $127), it is bigger than almost none of them (336 ft² against a typical 1,370 ft²), its lot is bigger than 3% of them (0.19 ac against a typical 2 ac) and it is newer than 95% of them (2012 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 River Rd, Morehead, KY?

The 2025 property tax bill for 54 River Rd, Morehead, KY was $335. The county assessed it at $40,000.

Closest homes

More homes in Morehead 40351

Assigned schools

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