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Residential (General/Single)Residential
$25,206
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $14,000 on Sep 17, 2021

86 RIVER RD

MOREHEAD, KY 40351
0
Baths
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$25K
$17K low$33K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$14,000 · Sep 17, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,206
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,165

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$96 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$11,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.128 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyRowan
Lot (acres)The size of the land the home sits on, from county records.0.40

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rowan County Senior High SchoolB-
High · Grades 9–12 · 6.0 mi
E
McBrayer Elementary SchoolB
Elementary · Grades KG–5 · 6.1 mi
M
Rowan County Middle SchoolC
Middle · Grades 6–8 · 6.2 mi

District: Rowan County School District

Neighborhood · ZIP 40351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.167
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.22,387
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Morehead 40351
  • Has a smaller lot than 92% of homes in Morehead 40351

What homes are worth in Morehead 40351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$523K

This home is worth more than 4% of homes in Morehead 40351.

How it measures up in Morehead 40351

The dot is this home. The mark in the middle is the typical home in Morehead 40351.

Estimated value$25,206
CheaperTypical $160,678Pricier

Pricier than 4% of homes nearby

Lot size0.4 ac
SmallerTypical 2 acBigger

Bigger than 8% of homes nearby

How 86 River Rd ranks against every home in each area.
MeasureThis homeMorehead 40351
Estimated valuepricier than$25,2064% of homes
Lot sizebigger than0.4 ac8% of homes

About 86 River Rd

How much is 86 River Rd, Morehead, KY worth?

The TopHap Estimate for 86 River Rd, Morehead, KY is $25,206 as of Jul 14, 2026. The likely range is $17,112 to $33,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 River Rd, Morehead, KY last sell?

86 River Rd, Morehead, KY last sold on Sep 17, 2021 for $14,000, according to the county's recorded deed.

What schools serve 86 River Rd, Morehead, KY?

86 River Rd, Morehead, KY is assigned to Rowan County Senior High School (high), rated B-; McBrayer Elementary School (elementary), rated B; Rowan County Middle School (middle), rated C. All sit in Rowan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 River Rd, Morehead, KY compare to other homes in Morehead 40351?

Among the 8,854 homes in Morehead 40351, it is worth more than 4% of them ($25,206 against a typical $160,678) and its lot is bigger than 8% of them (0.4 ac against a typical 2 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 River Rd, Morehead, KY?

The 2025 property tax bill for 86 River Rd, Morehead, KY was $96. The county assessed it at $11,500.

Closest homes

More homes in Morehead 40351

Assigned schools

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See this home in context

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