Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$139,746$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

540 RATCLIFF PL

NATCHEZ, MS 39120
1
Baths
1,586 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$140K
$121K low$158K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$139,746
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$111,797

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$661 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,879 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,547
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$148,790

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAdams
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Natchez High SchoolC
High · Grades 9–12 · 1.4 mi
E
West Elementary SchoolD+
Elementary · Grades PK–1 · 1.6 mi

District: Natchez-Adams School District

Neighborhood · ZIP 39120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,041
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,200
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Ratcliff Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 86% of homes in Natchez 39120
  • Newer than 79% of homes in Natchez 39120

What homes are worth in Natchez 39120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$625K

This home is worth more than 53% of homes in Natchez 39120.

How it measures up in Natchez 39120

The dot is this home. The mark in the middle is the typical home in Natchez 39120.

Estimated value$139,746
CheaperTypical $130,603Pricier

Pricier than 53% of homes nearby

Price per ft²$88
CheaperTypical $94Pricier

Pricier than 44% of homes nearby

Living area1,586 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.16 ac
SmallerTypical 0.44 acBigger

Bigger than 14% of homes nearby

Year built1984
OlderTypical 1964Newer

Newer than 79% of homes nearby

How 540 Ratcliff Pl ranks against every home in each area.
MeasureThis homeNatchez 39120
Estimated valuepricier than$139,74653% of homes
Price per ft²pricier than$8844% of homes
Living areabigger than1,586 ft²64% of homes
Lot sizebigger than0.16 ac14% of homes
Year builtnewer than198479% of homes

About 540 Ratcliff Pl

How much is 540 Ratcliff Pl, Natchez, MS worth?

The TopHap Estimate for 540 Ratcliff Pl, Natchez, MS is $139,746 as of Jul 14, 2026. The likely range is $121,259 to $158,233. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Ratcliff Pl, Natchez, MS last sell?

540 Ratcliff Pl, Natchez, MS last sold on May 24, 2022, according to the county's recorded deed.

How big is 540 Ratcliff Pl, Natchez, MS?

540 Ratcliff Pl, Natchez, MS has 1 bathrooms, 1,586 square feet of living space and a 0.16-acre lot.

When was 540 Ratcliff Pl, Natchez, MS built?

540 Ratcliff Pl, Natchez, MS was built in 1984, making it 42 years old.

What schools serve 540 Ratcliff Pl, Natchez, MS?

540 Ratcliff Pl, Natchez, MS is assigned to Natchez High School (high), rated C; West Elementary School (elementary), rated D+. All sit in Natchez-Adams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Ratcliff Pl, Natchez, MS compare to other homes in Natchez 39120?

Among the 12,254 homes in Natchez 39120, it is worth more than 53% of them ($139,746 against a typical $130,603), its price per square foot is higher than 44% of them ($88 against a typical $94), it is bigger than 64% of them (1,586 ft² against a typical 1,344 ft²), its lot is bigger than 14% of them (0.16 ac against a typical 0.44 ac) and it is newer than 79% of them (1984 against a typical 1964). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Ratcliff Pl, Natchez, MS?

The 2025 property tax bill for 540 Ratcliff Pl, Natchez, MS was $661. The county assessed it at $14,879.

Closest homes

More homes in Natchez 39120

Assigned schools

Explore the area

See this home in context

Open 540 Ratcliff Pl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map