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Single Family ResidenceResidential
$117,778$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

545 RATCLIFF PL

NATCHEZ, MS 39120
1
Baths
1,256 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$118K
$107K low$128K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$9,799
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,839
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,979
CONCORDIA BANK & TRUST CO · P · recorded Jun 12, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,022 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,094 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,397
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,940

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAdams
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Natchez High SchoolC
High · Grades 9–12 · 1.4 mi
E
West Elementary SchoolD+
Elementary · Grades PK–1 · 1.6 mi

District: Natchez-Adams School District

Neighborhood · ZIP 39120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,041
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,200
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Ratcliff Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 69% of homes in Natchez 39120
  • Older than 89% of homes in Natchez 39120

What homes are worth in Natchez 39120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$625K

This home is worth more than 45% of homes in Natchez 39120.

How it measures up in Natchez 39120

The dot is this home. The mark in the middle is the typical home in Natchez 39120.

Estimated value$117,778
CheaperTypical $130,603Pricier

Pricier than 45% of homes nearby

Price per ft²$94
CheaperTypical $94Pricier

Pricier than 50% of homes nearby

Living area1,256 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.23 ac
SmallerTypical 0.44 acBigger

Bigger than 31% of homes nearby

Year built1928
OlderTypical 1964Newer

Newer than 11% of homes nearby

How 545 Ratcliff Pl ranks against every home in each area.
MeasureThis homeNatchez 39120
Estimated valuepricier than$117,77845% of homes
Price per ft²pricier than$9450% of homes
Living areabigger than1,256 ft²43% of homes
Lot sizebigger than0.23 ac31% of homes
Year builtnewer than192811% of homes

About 545 Ratcliff Pl

How much is 545 Ratcliff Pl, Natchez, MS worth?

The TopHap Estimate for 545 Ratcliff Pl, Natchez, MS is $117,778 as of Jul 14, 2026. The likely range is $107,130 to $128,426. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Ratcliff Pl, Natchez, MS last sell?

545 Ratcliff Pl, Natchez, MS last sold on Jun 12, 2020, according to the county's recorded deed.

How big is 545 Ratcliff Pl, Natchez, MS?

545 Ratcliff Pl, Natchez, MS has 1 bathrooms, 1,256 square feet of living space and a 0.23-acre lot.

When was 545 Ratcliff Pl, Natchez, MS built?

545 Ratcliff Pl, Natchez, MS was built in 1928, making it 98 years old.

What schools serve 545 Ratcliff Pl, Natchez, MS?

545 Ratcliff Pl, Natchez, MS is assigned to Natchez High School (high), rated C; West Elementary School (elementary), rated D+. All sit in Natchez-Adams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Ratcliff Pl, Natchez, MS compare to other homes in Natchez 39120?

Among the 12,254 homes in Natchez 39120, it is worth more than 45% of them ($117,778 against a typical $130,603), its price per square foot is higher than 50% of them ($94 against a typical $94), it is bigger than 43% of them (1,256 ft² against a typical 1,344 ft²), its lot is bigger than 31% of them (0.23 ac against a typical 0.44 ac) and it is newer than 11% of them (1928 against a typical 1964). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Ratcliff Pl, Natchez, MS?

The 2025 property tax bill for 545 Ratcliff Pl, Natchez, MS was $1,022. The county assessed it at $8,094.

Closest homes

More homes in Natchez 39120

Assigned schools

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