Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$530,239$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

784 RIVER RD

UTOPIA, TX 78884
0
Baths
1,899 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.

Valuation

$530K
$420K low$641K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$530,239
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$424,191

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$608 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,678 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,889
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$142,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²Porch · 622 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 2.7 mi

District: Utopia Independent School District

Neighborhood · ZIP 78884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,115
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

784 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Bandera County
  • Bigger than 70% of homes in Utopia 78884
  • Has a smaller lot than 65% of homes in Utopia 78884
  • Older than 85% of homes in Bandera County

What homes are worth in Utopia 78884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$1.2M

This home is worth more than 66% of homes in Utopia 78884.

How it measures up in Utopia 78884

The dot is this home. The mark in the middle is the typical home in Utopia 78884.

Estimated value$530,239
CheaperTypical $455,079Pricier

Pricier than 66% of homes nearby

Price per ft²$279
CheaperTypical $292Pricier

Pricier than 46% of homes nearby

Living area1,899 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 70% of homes nearby

Lot size1 ac
SmallerTypical 2.83 acBigger

Bigger than 35% of homes nearby

Year built1978
OlderTypical 1996Newer

Newer than 24% of homes nearby

How 784 River Rd ranks against every home in each area.
MeasureThis homeUtopia 78884Bandera County
Estimated valuepricier than$530,23966% of homes72% of homes
Price per ft²pricier than$27946% of homes61% of homes
Living areabigger than1,899 ft²70% of homes69% of homes
Lot sizebigger than1 ac35% of homes45% of homes
Year builtnewer than197824% of homes15% of homes

About 784 River Rd

How much is 784 River Rd, Utopia, TX worth?

The TopHap Estimate for 784 River Rd, Utopia, TX is $530,239 as of Jul 14, 2026. The likely range is $419,889 to $640,589. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 784 River Rd, Utopia, TX last sell?

784 River Rd, Utopia, TX last sold on Sep 22, 1997, according to the county's recorded deed.

How big is 784 River Rd, Utopia, TX?

784 River Rd, Utopia, TX has 1,899 square feet of living space and a 1.00-acre lot.

When was 784 River Rd, Utopia, TX built?

784 River Rd, Utopia, TX was built in 1978, making it 48 years old.

What schools serve 784 River Rd, Utopia, TX?

784 River Rd, Utopia, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 784 River Rd, Utopia, TX compare to other homes in Utopia 78884?

Among the 449 homes in Utopia 78884, it is worth more than 66% of them ($530,239 against a typical $455,079), its price per square foot is higher than 46% of them ($279 against a typical $292), it is bigger than 70% of them (1,899 ft² against a typical 1,541 ft²), its lot is bigger than 35% of them (1 ac against a typical 2.83 ac) and it is newer than 24% of them (1978 against a typical 1996). Measured against all of Bandera County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 784 River Rd, Utopia, TX?

The 2024 property tax bill for 784 River Rd, Utopia, TX was $608. The county assessed it at $129,678.

Closest homes

More homes in Utopia 78884

Assigned schools

Explore the area

See this home in context

Open 784 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map