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Rural ResidenceResidential
$275,929$505 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

784 RIVER RD

UTOPIA, TX 78884
0
Baths
546 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$276K
$195K low$357K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$275,929
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$220,743

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$189 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,661 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,692
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,240

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 608 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 2.8 mi

District: Utopia Independent School District

Neighborhood · ZIP 78884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,115
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

784 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Utopia 78884
  • Costs more per square foot than 91% of homes in Bandera County
  • Smaller than 94% of homes in Utopia 78884
  • Has a smaller lot than 65% of homes in Utopia 78884
  • Older than 88% of homes in Bandera County

What homes are worth in Utopia 78884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$1.2M

This home is worth more than 21% of homes in Utopia 78884.

How it measures up in Utopia 78884

The dot is this home. The mark in the middle is the typical home in Utopia 78884.

Estimated value$275,929
CheaperTypical $455,079Pricier

Pricier than 21% of homes nearby

Price per ft²$505
CheaperTypical $292Pricier

Pricier than 88% of homes nearby

Living area546 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 6% of homes nearby

Lot size1 ac
SmallerTypical 2.83 acBigger

Bigger than 35% of homes nearby

Year built1973
OlderTypical 1996Newer

Newer than 19% of homes nearby

How 784 River Rd ranks against every home in each area.
MeasureThis homeUtopia 78884Bandera County
Estimated valuepricier than$275,92921% of homes25% of homes
Price per ft²pricier than$50588% of homes91% of homes
Living areabigger than546 ft²6% of homes8% of homes
Lot sizebigger than1 ac35% of homes45% of homes
Year builtnewer than197319% of homes12% of homes

About 784 River Rd

How much is 784 River Rd, Utopia, TX worth?

The TopHap Estimate for 784 River Rd, Utopia, TX is $275,929 as of Jul 14, 2026. The likely range is $195,125 to $356,733. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 784 River Rd, Utopia, TX last sell?

784 River Rd, Utopia, TX last sold on May 19, 2000, according to the county's recorded deed.

How big is 784 River Rd, Utopia, TX?

784 River Rd, Utopia, TX has 546 square feet of living space and a 1.00-acre lot.

When was 784 River Rd, Utopia, TX built?

784 River Rd, Utopia, TX was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 784 River Rd, Utopia, TX?

784 River Rd, Utopia, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 784 River Rd, Utopia, TX compare to other homes in Utopia 78884?

Among the 449 homes in Utopia 78884, it is worth more than 21% of them ($275,929 against a typical $455,079), its price per square foot is higher than 88% of them ($505 against a typical $292), it is bigger than 6% of them (546 ft² against a typical 1,541 ft²), its lot is bigger than 35% of them (1 ac against a typical 2.83 ac) and it is newer than 19% of them (1973 against a typical 1996). Measured against all of Bandera County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 784 River Rd, Utopia, TX?

The 2024 property tax bill for 784 River Rd, Utopia, TX was $189. The county assessed it at $76,661.

Closest homes

More homes in Utopia 78884

Assigned schools

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