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Single Family ResidenceResidential
$129,141$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $69,900 on Apr 12, 1996

5651 STATE ROUTE 13

DE RUYTER, NY 13052
4
Beds
2 / 1
Baths
1,964 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$129K
$119K low$140K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,900 · Apr 12, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,141
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,313
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
SUMMIT FCU · R · recorded Feb 14, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,042 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,434 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,834
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,434
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,991

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCortland
Lot (acres)The size of the land the home sits on, from county records.1.50
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
DeRuyter Middle/High SchoolB+
Middle · Grades 5–12 · 0.6 mi
E
DeRuyter Elementary SchoolC-
Elementary · Grades PK–4 · 0.6 mi

District: Deruyter Central School District

Neighborhood · ZIP 13052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,568
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,177
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5651 State Route 13 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Cortland County
  • Costs less per square foot than 95% of homes in Cortland County
  • Bigger than 77% of homes in De Ruyter 13052
  • Has a bigger lot than 66% of homes in Cortland County
  • Older than 72% of homes in De Ruyter 13052

What homes are worth in De Ruyter 13052

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$743K

This home is worth more than 30% of homes in De Ruyter 13052.

How it measures up in De Ruyter 13052

The dot is this home. The mark in the middle is the typical home in De Ruyter 13052.

Estimated value$129,141
CheaperTypical $175,958Pricier

Pricier than 30% of homes nearby

Price per ft²$66
CheaperTypical $104Pricier

Pricier than 20% of homes nearby

Living area1,964 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 77% of homes nearby

Lot size1.5 ac
SmallerTypical 0.78 acBigger

Bigger than 64% of homes nearby

Year built1900
OlderTypical 1956Newer

Newer than 28% of homes nearby

How 5651 State Route 13 ranks against every home in each area.
MeasureThis homeDe Ruyter 13052Cortland County
Estimated valuepricier than$129,14130% of homes16% of homes
Price per ft²pricier than$6620% of homes5% of homes
Living areabigger than1,964 ft²77% of homes74% of homes
Lot sizebigger than1.5 ac64% of homes66% of homes
Year builtnewer than190028% of homes29% of homes

About 5651 State Route 13

How much is 5651 State Route 13, De Ruyter, NY worth?

The TopHap Estimate for 5651 State Route 13, De Ruyter, NY is $129,141 as of Jul 14, 2026. The likely range is $118,685 to $139,597. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5651 State Route 13, De Ruyter, NY last sell?

5651 State Route 13, De Ruyter, NY last sold on Apr 12, 1996 for $69,900, according to the county's recorded deed.

How big is 5651 State Route 13, De Ruyter, NY?

5651 State Route 13, De Ruyter, NY has 4 bedrooms, 2 bathrooms, 1,964 square feet of living space and a 1.50-acre lot.

When was 5651 State Route 13, De Ruyter, NY built?

5651 State Route 13, De Ruyter, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 5651 State Route 13, De Ruyter, NY?

5651 State Route 13, De Ruyter, NY is assigned to DeRuyter Middle/High School (middle), rated B+; DeRuyter Elementary School (elementary), rated C-. All sit in Deruyter Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5651 State Route 13, De Ruyter, NY compare to other homes in De Ruyter 13052?

Among the 1,054 homes in De Ruyter 13052, it is worth more than 30% of them ($129,141 against a typical $175,958), its price per square foot is higher than 20% of them ($66 against a typical $104), it is bigger than 77% of them (1,964 ft² against a typical 1,456 ft²), its lot is bigger than 64% of them (1.5 ac against a typical 0.78 ac) and it is newer than 28% of them (1900 against a typical 1956). Measured against all of Cortland County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5651 State Route 13, De Ruyter, NY?

The 2024 property tax bill for 5651 State Route 13, De Ruyter, NY was $2,042. The county assessed it at $90,434.

Closest homes

More homes in De Ruyter 13052

Assigned schools

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