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Rural ResidenceResidential
$92,746$37 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6182 ROUTE 446

ELDRED, PA 16731
0
Baths
2,526 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.82 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$93K
$83K low$103K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,746
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,797
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,000
QUICKEN LOANS INC · recorded Jun 27, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,374 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,910
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,460

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMcKean
Lot (acres)The size of the land the home sits on, from county records.7.82

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otto-Eldred Elementary SchoolB
Elementary · Grades KG–6 · 3.0 mi
M
Otto-Eldred High SchoolB
Middle · Grades 7–12 · 7.5 mi

District: Otto-Eldred School District

Neighborhood · ZIP 16731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,256
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,369
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6182 Route 446 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Eldred 16731
  • Costs less per square foot than 97% of homes in Eldred 16731
  • Bigger than 96% of homes in Eldred 16731
  • Has a bigger lot than 87% of homes in McKean County

What homes are worth in Eldred 16731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$312K

This home is worth more than 34% of homes in Eldred 16731.

How it measures up in Eldred 16731

The dot is this home. The mark in the middle is the typical home in Eldred 16731.

Estimated value$92,746
CheaperTypical $116,941Pricier

Pricier than 34% of homes nearby

Price per ft²$37
CheaperTypical $86Pricier

Pricier than 3% of homes nearby

Living area2,526 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 96% of homes nearby

Lot size7.82 ac
SmallerTypical 1.36 acBigger

Bigger than 74% of homes nearby

How 6182 Route 446 ranks against every home in each area.
MeasureThis homeEldred 16731McKean County
Estimated valuepricier than$92,74634% of homes34% of homes
Price per ft²pricier than$373% of homes7% of homes
Living areabigger than2,526 ft²96% of homes95% of homes
Lot sizebigger than7.82 ac74% of homes87% of homes

About 6182 Route 446

How much is 6182 Route 446, Eldred, PA worth?

The TopHap Estimate for 6182 Route 446, Eldred, PA is $92,746 as of Jul 14, 2026. The likely range is $82,507 to $102,985. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6182 Route 446, Eldred, PA last sell?

6182 Route 446, Eldred, PA last sold on Jun 27, 2018, according to the county's recorded deed.

How big is 6182 Route 446, Eldred, PA?

6182 Route 446, Eldred, PA has 2,526 square feet of living space and a 7.82-acre lot.

What schools serve 6182 Route 446, Eldred, PA?

6182 Route 446, Eldred, PA is assigned to Otto-Eldred Elementary School (elementary), rated B; Otto-Eldred High School (middle), rated B. All sit in Otto-Eldred School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6182 Route 446, Eldred, PA compare to other homes in Eldred 16731?

Among the 1,299 homes in Eldred 16731, it is worth more than 34% of them ($92,746 against a typical $116,941), its price per square foot is higher than 3% of them ($37 against a typical $86), it is bigger than 96% of them (2,526 ft² against a typical 1,344 ft²) and its lot is bigger than 74% of them (7.82 ac against a typical 1.36 ac). Measured against all of McKean County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6182 Route 446, Eldred, PA?

The 2025 property tax bill for 6182 Route 446, Eldred, PA was $1,374. The county assessed it at $47,460.

Closest homes

More homes in Eldred 16731

Assigned schools

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