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Rural ResidenceResidential
$83,528$50 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6294 ROUTE 446

ELDRED, PA 16731
0
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$84K
$78K low$89K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,528
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,822
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
HAMLIN BANK & TRUST COMPANY · P · recorded May 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,463 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,370 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMCKEAN
Lot (acres)The size of the land the home sits on, from county records.12.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otto-Eldred Elementary SchoolB
Elementary · Grades KG–6 · 3.2 mi
M
Otto-Eldred High SchoolB
Middle · Grades 7–12 · 7.5 mi

District: Otto-Eldred School District

Neighborhood · ZIP 16731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,256
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,369
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6294 Route 446 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Eldred 16731
  • Costs less per square foot than 89% of homes in Eldred 16731
  • Bigger than 74% of homes in Eldred 16731
  • Has a bigger lot than 91% of homes in McKean County
  • Older than 93% of homes in McKean County

What homes are worth in Eldred 16731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$312K

This home is worth more than 27% of homes in Eldred 16731.

How it measures up in Eldred 16731

The dot is this home. The mark in the middle is the typical home in Eldred 16731.

Estimated value$83,528
CheaperTypical $116,941Pricier

Pricier than 27% of homes nearby

Price per ft²$50
CheaperTypical $86Pricier

Pricier than 11% of homes nearby

Living area1,680 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 74% of homes nearby

Lot size12 ac
SmallerTypical 1.36 acBigger

Bigger than 79% of homes nearby

Year built1900
OlderTypical 1966Newer

Newer than 8% of homes nearby

How 6294 Route 446 ranks against every home in each area.
MeasureThis homeEldred 16731McKean County
Estimated valuepricier than$83,52827% of homes28% of homes
Price per ft²pricier than$5011% of homes16% of homes
Living areabigger than1,680 ft²74% of homes74% of homes
Lot sizebigger than12 ac79% of homes91% of homes
Year builtnewer than19008% of homes7% of homes

About 6294 Route 446

How much is 6294 Route 446, Eldred, PA worth?

The TopHap Estimate for 6294 Route 446, Eldred, PA is $83,528 as of Jul 14, 2026. The likely range is $78,202 to $88,854. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6294 Route 446, Eldred, PA last sell?

6294 Route 446, Eldred, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 6294 Route 446, Eldred, PA?

6294 Route 446, Eldred, PA has 1,680 square feet of living space and a 12.00-acre lot.

When was 6294 Route 446, Eldred, PA built?

6294 Route 446, Eldred, PA was built in 1900, making it 126 years old.

What schools serve 6294 Route 446, Eldred, PA?

6294 Route 446, Eldred, PA is assigned to Otto-Eldred Elementary School (elementary), rated B; Otto-Eldred High School (middle), rated B. All sit in Otto-Eldred School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6294 Route 446, Eldred, PA compare to other homes in Eldred 16731?

Among the 1,299 homes in Eldred 16731, it is worth more than 27% of them ($83,528 against a typical $116,941), its price per square foot is higher than 11% of them ($50 against a typical $86), it is bigger than 74% of them (1,680 ft² against a typical 1,344 ft²), its lot is bigger than 79% of them (12 ac against a typical 1.36 ac) and it is newer than 8% of them (1900 against a typical 1966). Measured against all of McKean County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6294 Route 446, Eldred, PA?

The 2026 property tax bill for 6294 Route 446, Eldred, PA was $1,463. The county assessed it at $47,370.

Closest homes

More homes in Eldred 16731

Assigned schools

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