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Residential (General/Single)Residential
$94,431$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

636 RUBY ST

CENTERTOWN, KY 42328
0
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$94K
$88K low$101K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,431
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,545

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$288 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyOhio
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Neighborhood · ZIP 42328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.1,436
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,767
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

636 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 78% of homes in Centertown 42328
  • Smaller than 84% of homes in Ohio County
  • Has a bigger lot than 82% of homes in Ohio County

What homes are worth in Centertown 42328

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$214K

This home is worth more than 40% of homes in Centertown 42328.

How it measures up in Centertown 42328

The dot is this home. The mark in the middle is the typical home in Centertown 42328.

Estimated value$94,431
CheaperTypical $100,598Pricier

Pricier than 40% of homes nearby

Price per ft²$121
CheaperTypical $94Pricier

Pricier than 78% of homes nearby

Living area780 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 30% of homes nearby

Lot size5 ac
SmallerTypical 1.99 acBigger

Bigger than 79% of homes nearby

How 636 Ruby St ranks against every home in each area.
MeasureThis homeCentertown 42328Ohio County
Estimated valuepricier than$94,43140% of homes39% of homes
Price per ft²pricier than$12178% of homes64% of homes
Living areabigger than780 ft²30% of homes16% of homes
Lot sizebigger than5 ac79% of homes82% of homes

About 636 Ruby St

How much is 636 Ruby St, Centertown, KY worth?

The TopHap Estimate for 636 Ruby St, Centertown, KY is $94,431 as of Jul 14, 2026. The likely range is $87,681 to $101,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 636 Ruby St, Centertown, KY?

636 Ruby St, Centertown, KY has 780 square feet of living space and a 5.00-acre lot.

How does 636 Ruby St, Centertown, KY compare to other homes in Centertown 42328?

Among the 585 homes in Centertown 42328, it is worth more than 40% of them ($94,431 against a typical $100,598), its price per square foot is higher than 78% of them ($121 against a typical $94), it is bigger than 30% of them (780 ft² against a typical 1,120 ft²) and its lot is bigger than 79% of them (5 ac against a typical 1.99 ac). Measured against all of Ohio County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 636 Ruby St, Centertown, KY?

The 2025 property tax bill for 636 Ruby St, Centertown, KY was $288. The county assessed it at $30,000.

Closest homes

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