Residential (General/Single)Residential
$22,159
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
645 RUBY ST
CENTERTOWN, KY 42328
0
Baths
Valuation
$22K
$13K low$31K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$22,159
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,727
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$115 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$12,000
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyOhio
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
Neighborhood · ZIP 42328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.1,436
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,767
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
645 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Among the least valuable homes in Ohio County
What homes are worth in Centertown 42328
Each bar is how many homes fall in that price range. The marker is this home.
This home
$22K$218K
This home is worth more than 3% of homes in Centertown 42328.
How it measures up in Centertown 42328
The dot is this home. The mark in the middle is the typical home in Centertown 42328.
Estimated value$22,159
CheaperTypical $100,738Pricier
Pricier than 3% of homes nearby
| Measure | This home | Centertown 42328 | Ohio County |
|---|---|---|---|
| Estimated valuepricier than | $22,159 | 3% of homes | almost no homes |
Closest homes
- 730 Ruby St$66K247 ft · 1 ba
- 619 Ruby St$141K232 ft · Single Family Residential
- $101K383 ft · Residential (General/Single)
- 621 Ruby St$71K344 ft · 1 ba
- 7895 State Route 69 S$39K450 ft · Residential (General/Single)
- 636 Ruby St$94K452 ft · 780 ft²
- 420 Mosea St$30K516 ft · Single Family Residential
- Pearl St$109K439 ft · 4.33 ac
More homes in Centertown 42328
- 690 Horace Martin Loop$214K1.57 ac · Sold $213K · May 2026
- 4254 State Route 85 W$205K1 ba · 3 ac · Sold $195K · Apr 2026
- 147 Locust St$68K3 ac · Sold $130K · Jan 2026
- 619 State Route 85 E$169K2.4 ac · Sold $130K · Dec 2025
- 135 Valley Ln$129K1.43 ac · Sold $52K · Dec 2024
- 133 Countryside Dr$185K0.54 ac · Sold $145K · Oct 2024
- 8545 State Route 69 S$61K1 ba · Sold $23K · Feb 2013
- 101 Daniels Ln$148K0.71 ac · Sold $10K · Jan 2013
- 252 Henderson Ave$28KResidential (General/Single) · Sold $9K · Jan 2013
- 10920 State Route 69 S$99KResidential (General/Single) · Sold $11K · Feb 2012
- 2237 Rockport Ceralvo Rd$37KResidential (General/Single) · Sold $90K · Jan 2012
- 26 Stony Point Ln$105KSingle Family Residential · Sold $9K · Jan 2012
Explore the area
See this home in context
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