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Single Family ResidenceResidential
$331,507$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

642 RANCHLAND RD

BELDEN, MS 38826
1
Baths
2,338 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.

Valuation

$332K
$280K low$383K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,907
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,726
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$295,600
COMMUNITY BANK OF MISSISSIPPI · recorded Feb 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,961 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,338 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,338
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,897

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPontotoc
Lot (acres)The size of the land the home sits on, from county records.2.37
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Pontotoc High SchoolB-
Middle · Grades 9–12 · 9.6 mi
E
North Pontotoc Elementary SchoolC
Elementary · Grades KG–4 · 9.6 mi

District: Pontotoc County Schools

Neighborhood · ZIP 38826These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,658
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,642
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,892
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Ranchland Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Pontotoc County
  • Costs less per square foot than 79% of homes in Belden 38826
  • Bigger than 88% of homes in Pontotoc County
  • Has a bigger lot than 75% of homes in Belden 38826

What homes are worth in Belden 38826

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$742K

This home is worth more than 56% of homes in Belden 38826.

How it measures up in Belden 38826

The dot is this home. The mark in the middle is the typical home in Belden 38826.

Estimated value$331,507
CheaperTypical $300,367Pricier

Pricier than 56% of homes nearby

Price per ft²$142
CheaperTypical $170Pricier

Pricier than 21% of homes nearby

Living area2,338 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.37 ac
SmallerTypical 1 acBigger

Bigger than 75% of homes nearby

Year built1992
OlderTypical 1993Newer

Newer than 50% of homes nearby

How 642 Ranchland Rd ranks against every home in each area.
MeasureThis homeBelden 38826Pontotoc County
Estimated valuepricier than$331,50756% of homes79% of homes
Price per ft²pricier than$14221% of homes51% of homes
Living areabigger than2,338 ft²78% of homes88% of homes
Lot sizebigger than2.37 ac75% of homes54% of homes
Year builtnewer than199250% of homes55% of homes

About 642 Ranchland Rd

How much is 642 Ranchland Rd, Belden, MS worth?

The TopHap Estimate for 642 Ranchland Rd, Belden, MS is $331,507 as of Jul 14, 2026. The likely range is $279,699 to $383,315. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 642 Ranchland Rd, Belden, MS?

642 Ranchland Rd, Belden, MS has 1 bathrooms, 2,338 square feet of living space and a 2.37-acre lot.

When was 642 Ranchland Rd, Belden, MS built?

642 Ranchland Rd, Belden, MS was built in 1992, making it 34 years old.

What schools serve 642 Ranchland Rd, Belden, MS?

642 Ranchland Rd, Belden, MS is assigned to North Pontotoc High School (middle), rated B-; North Pontotoc Elementary School (elementary), rated C. All sit in Pontotoc County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Ranchland Rd, Belden, MS compare to other homes in Belden 38826?

Among the 1,919 homes in Belden 38826, it is worth more than 56% of them ($331,507 against a typical $300,367), its price per square foot is higher than 21% of them ($142 against a typical $170), it is bigger than 78% of them (2,338 ft² against a typical 1,707 ft²), its lot is bigger than 75% of them (2.37 ac against a typical 1 ac) and it is newer than 50% of them (1992 against a typical 1993). Measured against all of Pontotoc County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Ranchland Rd, Belden, MS?

The 2025 property tax bill for 642 Ranchland Rd, Belden, MS was $1,961. The county assessed it at $15,338.

Closest homes

More homes in Belden 38826

Assigned schools

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