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Single Family ResidenceResidential
$134,761$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $77,500 on Mar 29, 2019

645 RIVERSIDE DR

LINCOLNTON, NC 28092
3
Beds
2 / 1
Baths
1,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$135K
$91K low$178K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,500 · Mar 29, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,761
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,809

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,292 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,314 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,114
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,314
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,314

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 400 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lincolnton High SchoolC+
High · Grades 9–12 · 0.9 mi
E
S. Ray Lowder Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 3.7 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Lincoln County
  • Costs less per square foot than 95% of homes in Lincoln County
  • Smaller than 70% of homes in Lincoln County
  • Has a smaller lot than 97% of homes in Lincolnton 28092
  • Older than 92% of homes in Lincoln County

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$804K

This home is worth more than 11% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$134,761
CheaperTypical $283,029Pricier

Pricier than 11% of homes nearby

Price per ft²$102
CheaperTypical $183Pricier

Pricier than 9% of homes nearby

Living area1,325 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.15 ac
SmallerTypical 0.75 acBigger

Bigger than 3% of homes nearby

Year built1948
OlderTypical 1984Newer

Newer than 14% of homes nearby

How 645 Riverside Dr ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$134,76111% of homes6% of homes
Price per ft²pricier than$1029% of homes5% of homes
Living areabigger than1,325 ft²41% of homes30% of homes
Lot sizebigger than0.15 ac3% of homes6% of homes
Year builtnewer than194814% of homes8% of homes

About 645 Riverside Dr

How much is 645 Riverside Dr, Lincolnton, NC worth?

The TopHap Estimate for 645 Riverside Dr, Lincolnton, NC is $134,761 as of Jul 14, 2026. The likely range is $91,079 to $178,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Riverside Dr, Lincolnton, NC last sell?

645 Riverside Dr, Lincolnton, NC last sold on Mar 29, 2019 for $77,500, according to the county's recorded deed.

How big is 645 Riverside Dr, Lincolnton, NC?

645 Riverside Dr, Lincolnton, NC has 3 bedrooms, 2 bathrooms, 1,325 square feet of living space and a 0.15-acre lot.

When was 645 Riverside Dr, Lincolnton, NC built?

645 Riverside Dr, Lincolnton, NC was built in 1948, making it 78 years old. It is a ranch home. The building has 1 story.

What schools serve 645 Riverside Dr, Lincolnton, NC?

645 Riverside Dr, Lincolnton, NC is assigned to Lincolnton High School (high), rated C+; S. Ray Lowder Elementary School (elementary), rated B-; Lincolnton Middle School (middle), rated C-. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Riverside Dr, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,215 homes in Lincolnton 28092, it is worth more than 11% of them ($134,761 against a typical $283,029), its price per square foot is higher than 9% of them ($102 against a typical $183), it is bigger than 41% of them (1,325 ft² against a typical 1,452 ft²), its lot is bigger than 3% of them (0.15 ac against a typical 0.75 ac) and it is newer than 14% of them (1948 against a typical 1984). Measured against all of Lincoln County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Riverside Dr, Lincolnton, NC?

The 2025 property tax bill for 645 Riverside Dr, Lincolnton, NC was $1,292. The county assessed it at $115,314.

More homes on Riverside Dr

Closest homes

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Assigned schools

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