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Single Family ResidenceResidential
$182,127$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

646 RIVERSIDE DR

LINCOLNTON, NC 28092
3
Beds
2
Baths
1,522 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$182K
$132K low$232K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,127
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,702

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,574 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,494 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,794
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,494
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,494

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Battleground Elementary SchoolA+
Elementary · Grades PK–5 · 0.8 mi
H
Lincolnton High SchoolC+
High · Grades 9–12 · 0.9 mi
M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 3.7 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Lincoln County
  • Costs less per square foot than 93% of homes in Lincoln County
  • Has a smaller lot than 92% of homes in Lincolnton 28092
  • Older than 94% of homes in Lincoln County

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$816K

This home is worth more than 22% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$182,127
CheaperTypical $283,655Pricier

Pricier than 22% of homes nearby

Price per ft²$120
CheaperTypical $184Pricier

Pricier than 15% of homes nearby

Living area1,522 ft²
SmallerTypical 1,455 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.24 ac
SmallerTypical 0.75 acBigger

Bigger than 8% of homes nearby

Year built1940
OlderTypical 1984Newer

Newer than 11% of homes nearby

How 646 Riverside Dr ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$182,12722% of homes11% of homes
Price per ft²pricier than$12015% of homes7% of homes
Living areabigger than1,522 ft²55% of homes41% of homes
Lot sizebigger than0.24 ac8% of homes15% of homes
Year builtnewer than194011% of homes6% of homes

About 646 Riverside Dr

How much is 646 Riverside Dr, Lincolnton, NC worth?

The TopHap Estimate for 646 Riverside Dr, Lincolnton, NC is $182,127 as of Jul 14, 2026. The likely range is $132,301 to $231,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 646 Riverside Dr, Lincolnton, NC?

646 Riverside Dr, Lincolnton, NC has 3 bedrooms, 2 bathrooms, 1,522 square feet of living space and a 0.24-acre lot.

When was 646 Riverside Dr, Lincolnton, NC built?

646 Riverside Dr, Lincolnton, NC was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 646 Riverside Dr, Lincolnton, NC?

646 Riverside Dr, Lincolnton, NC is assigned to Battleground Elementary School (elementary), rated A+; Lincolnton High School (high), rated C+; Lincolnton Middle School (middle), rated C-. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Riverside Dr, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,215 homes in Lincolnton 28092, it is worth more than 22% of them ($182,127 against a typical $283,655), its price per square foot is higher than 15% of them ($120 against a typical $184), it is bigger than 55% of them (1,522 ft² against a typical 1,455 ft²), its lot is bigger than 8% of them (0.24 ac against a typical 0.75 ac) and it is newer than 11% of them (1940 against a typical 1984). Measured against all of Lincoln County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Riverside Dr, Lincolnton, NC?

The 2025 property tax bill for 646 Riverside Dr, Lincolnton, NC was $1,574. The county assessed it at $143,494.

More homes on Riverside Dr

Closest homes

More homes in Lincolnton 28092

Assigned schools

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