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Single Family ResidenceResidential
$169,139$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 ROUNDTREE RD

CONCORD, VA 24538
3
Beds
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$169K
$131K low$207K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,039
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,231
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,100
MEMBER ONE FEDERAL CREDIT UNION · recorded Jul 12, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$400 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCampbell
Lot (acres)The size of the land the home sits on, from county records.0.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
William Campbell Combined SchoolD+
Middle · Grades 6–12 · 8.2 mi
E
Brookneal Elementary SchoolC+
Elementary · Grades KG–5 · 10.8 mi

District: Campbell County Public Schools

Neighborhood · ZIP 24538These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,261
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,271
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Roundtree Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Concord 24538
  • Costs less per square foot than 85% of homes in Concord 24538
  • Smaller than 73% of homes in Campbell County
  • Has a smaller lot than 86% of homes in Concord 24538
  • Older than 76% of homes in Concord 24538

What homes are worth in Concord 24538

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$806K

This home is worth more than 20% of homes in Concord 24538.

How it measures up in Concord 24538

The dot is this home. The mark in the middle is the typical home in Concord 24538.

Estimated value$169,139
CheaperTypical $275,280Pricier

Pricier than 20% of homes nearby

Price per ft²$130
CheaperTypical $186Pricier

Pricier than 15% of homes nearby

Living area1,300 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.7 ac
SmallerTypical 2 acBigger

Bigger than 14% of homes nearby

Year built1972
OlderTypical 1993Newer

Newer than 24% of homes nearby

How 645 Roundtree Rd ranks against every home in each area.
MeasureThis homeConcord 24538Campbell County
Estimated valuepricier than$169,13920% of homes22% of homes
Price per ft²pricier than$13015% of homes22% of homes
Living areabigger than1,300 ft²30% of homes27% of homes
Lot sizebigger than0.7 ac14% of homes42% of homes
Year builtnewer than197224% of homes37% of homes

About 645 Roundtree Rd

How much is 645 Roundtree Rd, Concord, VA worth?

The TopHap Estimate for 645 Roundtree Rd, Concord, VA is $169,139 as of Jul 14, 2026. The likely range is $130,799 to $207,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Roundtree Rd, Concord, VA last sell?

645 Roundtree Rd, Concord, VA last sold on Aug 1, 2012, according to the county's recorded deed.

How big is 645 Roundtree Rd, Concord, VA?

645 Roundtree Rd, Concord, VA has 3 bedrooms, 1 bathrooms, 1,300 square feet of living space and a 0.70-acre lot.

When was 645 Roundtree Rd, Concord, VA built?

645 Roundtree Rd, Concord, VA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 645 Roundtree Rd, Concord, VA?

645 Roundtree Rd, Concord, VA is assigned to William Campbell Combined School (middle), rated D+; Brookneal Elementary School (elementary), rated C+. All sit in Campbell County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Roundtree Rd, Concord, VA compare to other homes in Concord 24538?

Among the 2,107 homes in Concord 24538, it is worth more than 20% of them ($169,139 against a typical $275,280), its price per square foot is higher than 15% of them ($130 against a typical $186), it is bigger than 30% of them (1,300 ft² against a typical 1,568 ft²), its lot is bigger than 14% of them (0.7 ac against a typical 2 ac) and it is newer than 24% of them (1972 against a typical 1993). Measured against all of Campbell County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Roundtree Rd, Concord, VA?

The 2025 property tax bill for 645 Roundtree Rd, Concord, VA was $400. The county assessed it at $88,900.

Closest homes

More homes in Concord 24538

Assigned schools

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