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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $247,000 on Nov 29, 2022

655 CEDAR RIVER RD

INDIAN LAKE, NY 12842
2
Beds
1
Baths
732 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$247,000 · Nov 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,844 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.185 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1955
Lot (acres)The size of the land the home sits on, from county records.3.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Lake Central SchoolD+
Elementary · Grades PK–12 · 4.1 mi

District: Indian Lake Central School District

Neighborhood · ZIP 12842These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,784
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,803
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

655 Cedar River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 85% of homes in Indian Lake 12842
  • Has a bigger lot than 76% of homes in Hamilton County
  • Older than 76% of homes in Indian Lake 12842

How it measures up in Indian Lake 12842

The dot is this home. The mark in the middle is the typical home in Indian Lake 12842.

Living area732 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 15% of homes nearby

Lot size3.1 ac
SmallerTypical 1.3 acBigger

Bigger than 73% of homes nearby

Year built1949
OlderTypical 1972Newer

Newer than 24% of homes nearby

How 655 Cedar River Rd ranks against every home in each area.
MeasureThis homeIndian Lake 12842Hamilton County
Living areabigger than732 ft²15% of homes17% of homes
Lot sizebigger than3.1 ac73% of homes76% of homes
Year builtnewer than194924% of homes28% of homes

About 655 Cedar River Rd

When did 655 Cedar River Rd, Indian Lake, NY last sell?

655 Cedar River Rd, Indian Lake, NY last sold on Nov 29, 2022 for $247,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 655 Cedar River Rd, Indian Lake, NY?

655 Cedar River Rd, Indian Lake, NY has 2 bedrooms, 1 bathrooms, 732 square feet of living space and a 3.10-acre lot.

When was 655 Cedar River Rd, Indian Lake, NY built?

655 Cedar River Rd, Indian Lake, NY was built in 1949, making it 77 years old. It is a cottage home. The building has 1 story.

What schools serve 655 Cedar River Rd, Indian Lake, NY?

655 Cedar River Rd, Indian Lake, NY is assigned to Indian Lake Central School (elementary), rated D+. All sit in Indian Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 655 Cedar River Rd, Indian Lake, NY compare to other homes in Indian Lake 12842?

Among the 1,443 homes in Indian Lake 12842, it is bigger than 15% of them (732 ft² against a typical 1,232 ft²), its lot is bigger than 73% of them (3.1 ac against a typical 1.3 ac) and it is newer than 24% of them (1949 against a typical 1972). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 655 Cedar River Rd, Indian Lake, NY?

The 2026 property tax bill for 655 Cedar River Rd, Indian Lake, NY was $2,844. The county assessed it at $140,200.

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