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Single Family ResidenceResidential
$116,448$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

677 FORREST CIR

COLDWATER, MS 38618
2
Beds
0
Baths
963 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1957
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$116K
$103K low$130K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.109%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$123,500
NEW AMERICAN FUNDING · recorded Jul 30, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,001 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,433 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,089
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,344
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,433
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,882

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTate
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 38618These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

677 Forrest Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Tate County
  • Costs less per square foot than 68% of homes in Coldwater 38618
  • Smaller than 93% of homes in Tate County
  • Older than 89% of homes in Coldwater 38618

What homes are worth in Coldwater 38618

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$635K

This home is worth more than 8% of homes in Coldwater 38618.

How it measures up in Coldwater 38618

The dot is this home. The mark in the middle is the typical home in Coldwater 38618.

Estimated value$116,448
CheaperTypical $247,806Pricier

Pricier than 8% of homes nearby

Price per ft²$121
CheaperTypical $139Pricier

Pricier than 32% of homes nearby

Living area963 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 8% of homes nearby

Year built1957
OlderTypical 1989Newer

Newer than 11% of homes nearby

How 677 Forrest Cir ranks against every home in each area.
MeasureThis homeColdwater 38618Tate County
Estimated valuepricier than$116,4488% of homes6% of homes
Price per ft²pricier than$12132% of homes35% of homes
Living areabigger than963 ft²8% of homes7% of homes
Year builtnewer than195711% of homes12% of homes

About 677 Forrest Cir

How much is 677 Forrest Cir, Coldwater, MS worth?

The TopHap Estimate for 677 Forrest Cir, Coldwater, MS is $116,448 as of Jul 14, 2026. The likely range is $103,304 to $129,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 677 Forrest Cir, Coldwater, MS last sell?

677 Forrest Cir, Coldwater, MS last sold on Jul 30, 2024, according to the county's recorded deed.

How big is 677 Forrest Cir, Coldwater, MS?

677 Forrest Cir, Coldwater, MS has 2 bedrooms and 963 square feet of living space.

When was 677 Forrest Cir, Coldwater, MS built?

677 Forrest Cir, Coldwater, MS was built in 1957, making it 69 years old.

How does 677 Forrest Cir, Coldwater, MS compare to other homes in Coldwater 38618?

Among the 4,744 homes in Coldwater 38618, it is worth more than 8% of them ($116,448 against a typical $247,806), its price per square foot is higher than 32% of them ($121 against a typical $139), it is bigger than 8% of them (963 ft² against a typical 1,707 ft²) and it is newer than 11% of them (1957 against a typical 1989). Measured against all of Tate County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 677 Forrest Cir, Coldwater, MS?

The 2025 property tax bill for 677 Forrest Cir, Coldwater, MS was $1,001. The county assessed it at $6,433.

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