Manufactured, Modular, Pre-Fabricated HomesResidential
Last sold for $385,000 on Nov 28, 2023
684 OTTO ST
RIDGWAY, CO 81432
2
Beds
3
Baths
1,223 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,004 ft²
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Nov 28, 2023
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$325,000
FIRST SOUTHWEST BANK · recorded Nov 28, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
IMPACT DEVELOPMENT FUND
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,609 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,060 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,670
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,390
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,000
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyOuray
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Ridgway Elementary SchoolB
Elementary · Grades PK–5 · 0.4 mi
Ridgway Middle SchoolA
Middle · Grades 6–8 · 0.6 mi
Ridgway High SchoolB+
High · Grades 9–12 · 0.6 mi
District: Ridgway School District R-2
Neighborhood · ZIP 81432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,088
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%
Ownership
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
684 Otto St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Smaller than 83% of homes in Ridgway 81432
- Has a smaller lot than 98% of homes in Ridgway 81432
- Newer than 95% of homes in Ouray County
How it measures up in Ridgway 81432
The dot is this home. The mark in the middle is the typical home in Ridgway 81432.
Living area1,223 ft²
SmallerTypical 2,097 ft²Bigger
Bigger than 17% of homes nearby
Lot size2,004 ft²
SmallerTypical 1.91 acBigger
Bigger than 2% of homes nearby
Year built2023
OlderTypical 2002Newer
Newer than 94% of homes nearby
| Measure | This home | Ridgway 81432 | Ouray County |
|---|---|---|---|
| Living areabigger than | 1,223 ft² | 17% of homes | 21% of homes |
| Lot sizebigger than | 2,004 ft² | 2% of homes | 4% of homes |
| Year builtnewer than | 2023 | 94% of homes | 95% of homes |
About 684 Otto St
When did 684 Otto St, Ridgway, CO last sell?
684 Otto St, Ridgway, CO last sold on Nov 28, 2023 for $385,000, according to the county's recorded deed.
How big is 684 Otto St, Ridgway, CO?
684 Otto St, Ridgway, CO has 2 bedrooms, 3 bathrooms, 1,223 square feet of living space and a 0.05-acre lot.
When was 684 Otto St, Ridgway, CO built?
684 Otto St, Ridgway, CO was built in 2023, making it 3 years old. It is a modular home.
What schools serve 684 Otto St, Ridgway, CO?
684 Otto St, Ridgway, CO is assigned to Ridgway Elementary School (elementary), rated B; Ridgway Middle School (middle), rated A; Ridgway High School (high), rated B+. All sit in Ridgway School District R-2. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 684 Otto St, Ridgway, CO compare to other homes in Ridgway 81432?
Among the 2,038 homes in Ridgway 81432, it is bigger than 17% of them (1,223 ft² against a typical 2,097 ft²), its lot is bigger than 2% of them (2,004 ft² against a typical 1.91 ac) and it is newer than 94% of them (2023 against a typical 2002). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 684 Otto St, Ridgway, CO?
The 2025 property tax bill for 684 Otto St, Ridgway, CO was $1,609. The county assessed it at $24,060.
Closest homes
- 672 Otto St27 ft · 2 bd · 2 ba · 1,029 ft² · Sold $275K · Nov 2023
- 486 N Laura St29 ft · 2 bd · 2 ba · 1,029 ft² · Sold $339K · Nov 2023
- 466 N Laura St56 ft · 2 bd · 3 ba · 1,223 ft² · Sold $459K · Dec 2023
- 670 Otto St59 ft · 2 bd · 3 ba · 1,223 ft² · Sold $369K · Dec 2023
- 464 N Laura St80 ft · 2 bd · 2 ba · 1,029 ft² · Sold $419K · Nov 2023
- 450 N Laura St104 ft · 2 bd · 3 ba · 1,223 ft² · Sold $459K · Nov 2023
- 448 N Laura St128 ft · 2 bd · 2 ba · 1,029 ft² · Sold $439K · Jan 2024
- 438 N Laura St153 ft · 2 bd · 3 ba · 1,223 ft² · Sold $459K · Sep 2024
More homes in Ridgway 81432
- 750 Charles St$999K3 bd · 3.5 ba · 1,588 ft² · Sold $970K · Aug 2026
- 99 Willow Ln$1.3M3 bd · 2.5 ba · 2,141 ft² · Sold $1.3M · Aug 2026
- 411 N Lena St$549K3 bd · 1 ba · 2,024 ft² · Sold $475K · Aug 2026
- 145 Riverfront Ln$953K3 bd · 2 ba · 1,918 ft² · Sold $6.2M · Jul 2026
- 199 Riverfront Ln$780K3 bd · 2 ba · 1,254 ft² · Sold $6.2M · Jul 2026
- 205 Jasper Pl$468K2 bd · 2 ba · 876 ft² · Sold $6.2M · Jul 2026
- 176 Alpine Loop$555K3 bd · 2 ba · 1,098 ft² · Sold $6.2M · Jul 2026
- 176 Alpine Loop$690K2 bd · 2 ba · 1,098 ft² · Sold $6.2M · Jul 2026
- 156 Alpine Loop$704K3 bd · 2 ba · 1,192 ft² · Sold $6.2M · Jul 2026
- 156 Alpine Loop$534K2 bd · 2 ba · 1,089 ft² · Sold $6.2M · Jul 2026
- 154 Alpine Loop$534K2 bd · 2 ba · 1,091 ft² · Sold $6.2M · Jul 2026
- 595 Sabeta Dr$575K3 bd · 2 ba · 1,227 ft² · Sold $600K · Jul 2026
Assigned schools
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