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Single Family ResidenceResidential
$479,900$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $479,900 on Jun 15, 2026

6975 ROSE LN

LA PLATA, MD 20646
3
Baths
2,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$480K
$467K low$493K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$479,900 · Jun 15, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.100%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$383,920
STATE EMPLOYEES CREDIT UNION (NC) · 6.5% 1 · recorded Jun 15, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,980
STATE EMPLOYEES CREDIT UNION (NC)

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,394 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.1.09
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 238 ft²Porch · 302 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gale-Bailey Elementary SchoolD
Elementary · Grades PK–5 · 3.8 mi
H
Henry E. Lackey High SchoolD
High · Grades 9–12 · 4.3 mi
M
Glymont Middle SchoolC-
Middle · Grades 6–8 · 5.9 mi

District: Charles County Public Schools

Neighborhood · ZIP 20646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6975 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 74% of homes in Charles County
  • Older than 70% of homes in Charles County

What homes are worth in La Plata 20646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$829K

This home is worth more than 53% of homes in La Plata 20646.

How it measures up in La Plata 20646

The dot is this home. The mark in the middle is the typical home in La Plata 20646.

Estimated value$479,900
CheaperTypical $469,900Pricier

Pricier than 53% of homes nearby

Price per ft²$235
CheaperTypical $230Pricier

Pricier than 54% of homes nearby

Living area2,044 ft²
SmallerTypical 2,044 ft²Bigger

Bigger than 50% of homes nearby

Lot size1.09 ac
SmallerTypical 0.79 acBigger

Bigger than 60% of homes nearby

Year built1980
OlderTypical 1991Newer

Newer than 31% of homes nearby

How 6975 Rose Ln ranks against every home in each area.
MeasureThis homeLa Plata 20646Charles County
Estimated valuepricier than$479,90053% of homes60% of homes
Price per ft²pricier than$23554% of homes57% of homes
Living areabigger than2,044 ft²50% of homes54% of homes
Lot sizebigger than1.09 ac60% of homes74% of homes
Year builtnewer than198031% of homes30% of homes

About 6975 Rose Ln

How much is 6975 Rose Ln, La Plata, MD worth?

The TopHap Estimate for 6975 Rose Ln, La Plata, MD is $479,900 as of Jul 14, 2026. The likely range is $467,225 to $492,575. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6975 Rose Ln, La Plata, MD last sell?

6975 Rose Ln, La Plata, MD last sold on Jun 15, 2026 for $479,900, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 6975 Rose Ln, La Plata, MD?

6975 Rose Ln, La Plata, MD has 3 bathrooms, 2,044 square feet of living space and a 1.09-acre lot.

When was 6975 Rose Ln, La Plata, MD built?

6975 Rose Ln, La Plata, MD was built in 1980, making it 46 years old. It is a conventional home. The building has 1 story.

What schools serve 6975 Rose Ln, La Plata, MD?

6975 Rose Ln, La Plata, MD is assigned to Gale-Bailey Elementary School (elementary), rated D; Henry E. Lackey High School (high), rated D; Glymont Middle School (middle), rated C-. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6975 Rose Ln, La Plata, MD compare to other homes in La Plata 20646?

Among the 8,393 homes in La Plata 20646, it is worth more than 53% of them ($479,900 against a typical $469,900), its price per square foot is higher than 54% of them ($235 against a typical $230), it is bigger than 50% of them (2,044 ft² against a typical 2,044 ft²), its lot is bigger than 60% of them (1.09 ac against a typical 0.79 ac) and it is newer than 31% of them (1980 against a typical 1991). Measured against all of Charles County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6975 Rose Ln, La Plata, MD?

The 2025 property tax bill for 6975 Rose Ln, La Plata, MD was $10,394. The county assessed it at $340,800.

More homes on Rose Ln

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Assigned schools

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