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Single Family ResidenceResidential
$292,091$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $109,000 on Jan 25, 1993

6995 ROSE LN

LA PLATA, MD 20646
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$292K
$278K low$306K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$109,000 · Jan 25, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,291
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,033
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,800
QUICKEN LNS · recorded Mar 13, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,933 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$225,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCharles
Lot (acres)The size of the land the home sits on, from county records.0.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gale-Bailey Elementary SchoolD
Elementary · Grades PK–5 · 3.9 mi
H
Henry E. Lackey High SchoolD
High · Grades 9–12 · 4.3 mi
M
Glymont Middle SchoolC-
Middle · Grades 6–8 · 6.0 mi

District: Charles County Public Schools

Neighborhood · ZIP 20646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6995 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in La Plata 20646
  • Costs more per square foot than 82% of homes in La Plata 20646
  • Smaller than 95% of homes in La Plata 20646
  • Has a bigger lot than 70% of homes in Charles County
  • Older than 68% of homes in Charles County

What homes are worth in La Plata 20646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$835K

This home is worth more than 6% of homes in La Plata 20646.

How it measures up in La Plata 20646

The dot is this home. The mark in the middle is the typical home in La Plata 20646.

Estimated value$292,091
CheaperTypical $470,107Pricier

Pricier than 6% of homes nearby

Price per ft²$277
CheaperTypical $230Pricier

Pricier than 82% of homes nearby

Living area1,056 ft²
SmallerTypical 2,037 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.92 ac
SmallerTypical 0.79 acBigger

Bigger than 52% of homes nearby

Year built1982
OlderTypical 1992Newer

Newer than 33% of homes nearby

How 6995 Rose Ln ranks against every home in each area.
MeasureThis homeLa Plata 20646Charles County
Estimated valuepricier than$292,0916% of homes8% of homes
Price per ft²pricier than$27782% of homes82% of homes
Living areabigger than1,056 ft²5% of homes7% of homes
Lot sizebigger than0.92 ac52% of homes70% of homes
Year builtnewer than198233% of homes32% of homes

About 6995 Rose Ln

How much is 6995 Rose Ln, La Plata, MD worth?

The TopHap Estimate for 6995 Rose Ln, La Plata, MD is $292,091 as of Jul 14, 2026. The likely range is $278,318 to $305,864. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6995 Rose Ln, La Plata, MD last sell?

6995 Rose Ln, La Plata, MD last sold on Jan 25, 1993 for $109,000, according to the county's recorded deed.

How big is 6995 Rose Ln, La Plata, MD?

6995 Rose Ln, La Plata, MD has 1 bathrooms, 1,056 square feet of living space and a 0.92-acre lot.

When was 6995 Rose Ln, La Plata, MD built?

6995 Rose Ln, La Plata, MD was built in 1982, making it 44 years old. It is a conventional home. The building has 1 story.

What schools serve 6995 Rose Ln, La Plata, MD?

6995 Rose Ln, La Plata, MD is assigned to Gale-Bailey Elementary School (elementary), rated D; Henry E. Lackey High School (high), rated D; Glymont Middle School (middle), rated C-. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6995 Rose Ln, La Plata, MD compare to other homes in La Plata 20646?

Among the 8,398 homes in La Plata 20646, it is worth more than 6% of them ($292,091 against a typical $470,107), its price per square foot is higher than 82% of them ($277 against a typical $230), it is bigger than 5% of them (1,056 ft² against a typical 2,037 ft²), its lot is bigger than 52% of them (0.92 ac against a typical 0.79 ac) and it is newer than 33% of them (1982 against a typical 1992). Measured against all of Charles County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6995 Rose Ln, La Plata, MD?

The 2025 property tax bill for 6995 Rose Ln, La Plata, MD was $1,933. The county assessed it at $225,500.

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Assigned schools

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