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Single Family ResidenceResidential
$217,940$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

77 RATNER LN

SOUTH ROYALTON, VT 05068
1
Beds
1
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$169K low$267K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,940
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,352
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,000
NORTHFIELD SAVINGS BANK · R · recorded Oct 12, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,014 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,900 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.2
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
White River Valley Middle SchoolB-
Middle · Grades 6–8 · 3.9 mi
H
White River Valley High SchoolB+
High · Grades 9–12 · 5.3 mi
E
Royalton Elementary SchoolC
Elementary · Grades PK–5 · 5.3 mi

District: White River Unified School District

Neighborhood · ZIP 05068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,200
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,219
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,928
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

77 Ratner Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in South Royalton 05068
  • Costs more per square foot than 69% of homes in South Royalton 05068
  • Smaller than 93% of homes in Windsor County
  • Newer than 89% of homes in Windsor County

What homes are worth in South Royalton 05068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$1.4M

This home is worth more than 11% of homes in South Royalton 05068.

How it measures up in South Royalton 05068

The dot is this home. The mark in the middle is the typical home in South Royalton 05068.

Estimated value$217,940
CheaperTypical $376,808Pricier

Pricier than 11% of homes nearby

Price per ft²$279
CheaperTypical $249Pricier

Pricier than 69% of homes nearby

Living area780 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 9% of homes nearby

Lot size3 ac
SmallerTypical 4.3 acBigger

Bigger than 44% of homes nearby

Year built2003
OlderTypical 1977Newer

Newer than 86% of homes nearby

How 77 Ratner Ln ranks against every home in each area.
MeasureThis homeSouth Royalton 05068Windsor County
Estimated valuepricier than$217,94011% of homes14% of homes
Price per ft²pricier than$27969% of homes57% of homes
Living areabigger than780 ft²9% of homes7% of homes
Lot sizebigger than3 ac44% of homes58% of homes
Year builtnewer than200386% of homes89% of homes

About 77 Ratner Ln

How much is 77 Ratner Ln, South Royalton, VT worth?

The TopHap Estimate for 77 Ratner Ln, South Royalton, VT is $217,940 as of Jul 14, 2026. The likely range is $168,982 to $266,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 77 Ratner Ln, South Royalton, VT last sell?

77 Ratner Ln, South Royalton, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 77 Ratner Ln, South Royalton, VT?

77 Ratner Ln, South Royalton, VT has 1 bedrooms, 1 bathrooms, 780 square feet of living space and a 3.00-acre lot.

When was 77 Ratner Ln, South Royalton, VT built?

77 Ratner Ln, South Royalton, VT was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 77 Ratner Ln, South Royalton, VT?

77 Ratner Ln, South Royalton, VT is assigned to White River Valley Middle School (middle), rated B-; White River Valley High School (high), rated B+; Royalton Elementary School (elementary), rated C. All sit in White River Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 77 Ratner Ln, South Royalton, VT compare to other homes in South Royalton 05068?

Among the 1,258 homes in South Royalton 05068, it is worth more than 11% of them ($217,940 against a typical $376,808), its price per square foot is higher than 69% of them ($279 against a typical $249), it is bigger than 9% of them (780 ft² against a typical 1,482 ft²), its lot is bigger than 44% of them (3 ac against a typical 4.3 ac) and it is newer than 86% of them (2003 against a typical 1977). Measured against all of Windsor County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 77 Ratner Ln, South Royalton, VT?

The 2024 property tax bill for 77 Ratner Ln, South Royalton, VT was $2,014. The county assessed it at $72,900.

Closest homes

More homes in South Royalton 05068

Assigned schools

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