Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$297,650$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

25 RATNER LN

BETHEL, VT 05032
3
Beds
2
Baths
1,252 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$298K
$259K low$336K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$232,650
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,120
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
MEMBERS ADVANTAGE CU · E · recorded Sep 29, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,000
MEMBERS ADVANTAGE CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,846 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.1.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
White River Valley Middle SchoolB-
Middle · Grades 6–8 · 3.7 mi
H
White River Valley High SchoolB+
High · Grades 9–12 · 5.2 mi
E
Royalton Elementary SchoolC
Elementary · Grades PK–5 · 5.2 mi

District: White River Unified School District

Neighborhood · ZIP 05032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,746
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,083
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,649
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

25 Ratner Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Windsor County
  • Smaller than 69% of homes in Bethel 05032
  • Has a smaller lot than 72% of homes in Bethel 05032
  • Newer than 68% of homes in Windsor County

What homes are worth in Bethel 05032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$1.4M

This home is worth more than 38% of homes in Bethel 05032.

How it measures up in Bethel 05032

The dot is this home. The mark in the middle is the typical home in Bethel 05032.

Estimated value$297,650
CheaperTypical $351,879Pricier

Pricier than 38% of homes nearby

Price per ft²$238
CheaperTypical $226Pricier

Pricier than 56% of homes nearby

Living area1,252 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 31% of homes nearby

Lot size1.2 ac
SmallerTypical 4 acBigger

Bigger than 28% of homes nearby

Year built1986
OlderTypical 1975Newer

Newer than 66% of homes nearby

How 25 Ratner Ln ranks against every home in each area.
MeasureThis homeBethel 05032Windsor County
Estimated valuepricier than$297,65038% of homes29% of homes
Price per ft²pricier than$23856% of homes40% of homes
Living areabigger than1,252 ft²31% of homes32% of homes
Lot sizebigger than1.2 ac28% of homes40% of homes
Year builtnewer than198666% of homes68% of homes

About 25 Ratner Ln

How much is 25 Ratner Ln, Bethel, VT worth?

The TopHap Estimate for 25 Ratner Ln, Bethel, VT is $297,650 as of Jul 14, 2026. The likely range is $259,401 to $335,899. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 25 Ratner Ln, Bethel, VT last sell?

25 Ratner Ln, Bethel, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 25 Ratner Ln, Bethel, VT?

25 Ratner Ln, Bethel, VT has 3 bedrooms, 2 bathrooms, 1,252 square feet of living space and a 1.20-acre lot.

When was 25 Ratner Ln, Bethel, VT built?

25 Ratner Ln, Bethel, VT was built in 1986, making it 40 years old. It is a rustic home. The building has 2 stories.

What schools serve 25 Ratner Ln, Bethel, VT?

25 Ratner Ln, Bethel, VT is assigned to White River Valley Middle School (middle), rated B-; White River Valley High School (high), rated B+; Royalton Elementary School (elementary), rated C. All sit in White River Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 25 Ratner Ln, Bethel, VT compare to other homes in Bethel 05032?

Among the 1,192 homes in Bethel 05032, it is worth more than 38% of them ($297,650 against a typical $351,879), its price per square foot is higher than 56% of them ($238 against a typical $226), it is bigger than 31% of them (1,252 ft² against a typical 1,540 ft²), its lot is bigger than 28% of them (1.2 ac against a typical 4 ac) and it is newer than 66% of them (1986 against a typical 1975). Measured against all of Windsor County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 25 Ratner Ln, Bethel, VT?

The 2024 property tax bill for 25 Ratner Ln, Bethel, VT was $3,846. The county assessed it at $139,200.

Closest homes

More homes in Bethel 05032

Assigned schools

Explore the area

See this home in context

Open 25 Ratner Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map