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Single Family ResidenceResidential
$998,235$469 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $640,000 on Nov 30, 2018

782 RIVER ROCK RD

CHULA VISTA, CA 91914
4
Beds
2.5
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$998K
$947K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$640,000 · Nov 30, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$324,735
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$259,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$523,500
POINT MORTGAGE CORP · recorded Apr 27, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,407 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$728,204 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,609
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$517,595
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$713,927

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thurgood Marshall Elementary SchoolA+
Elementary · Grades KG–6 · 0.6 mi
M
Eastlake Middle SchoolB
Middle · Grades 7–8 · 0.6 mi
H
Eastlake High SchoolA+
High · Grades 9–12 · 1.3 mi

District: Chula Vista Elementary School District

Neighborhood · ZIP 91914These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.24
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.174

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,839
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,192 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,250
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

782 River Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Rolling Hills Ranch
  • Costs less per square foot than 74% of homes in San Diego County
  • Bigger than 76% of homes in San Diego County
  • Has a smaller lot than 92% of homes in Chula Vista 91914
  • Newer than 79% of homes in San Diego County

What homes are worth in Chula Vista 91914

Each bar is how many homes fall in that price range. The marker is this home.

This home
$572K$2.3M

This home is worth more than 38% of homes in Chula Vista 91914.

How it measures up in Chula Vista 91914

The dot is this home. The mark in the middle is the typical home in Chula Vista 91914.

Estimated value$998,235
CheaperTypical $1,074,034Pricier

Pricier than 38% of homes nearby

Price per ft²$469
CheaperTypical $451Pricier

Pricier than 62% of homes nearby

Living area2,128 ft²
SmallerTypical 2,571 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.12 ac
SmallerTypical 0.23 acBigger

Bigger than 8% of homes nearby

Year built2001
OlderTypical 2004Newer

Newer than 27% of homes nearby

How 782 River Rock Rd ranks against every home in each area.
MeasureThis homeRolling Hills RanchChula Vista 91914San Diego County
Estimated valuepricier than$998,23532% of homes38% of homes60% of homes
Price per ft²pricier than$46964% of homes62% of homes26% of homes
Living areabigger than2,128 ft²33% of homes35% of homes76% of homes
Lot sizebigger than0.12 ac9% of homes8% of homes12% of homes
Year builtnewer than200134% of homes27% of homes79% of homes

About 782 River Rock Rd

How much is 782 River Rock Rd, Chula Vista, CA worth?

The TopHap Estimate for 782 River Rock Rd, Chula Vista, CA is $998,235 as of Jul 14, 2026. The likely range is $946,521 to $1,049,949. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 782 River Rock Rd, Chula Vista, CA last sell?

782 River Rock Rd, Chula Vista, CA last sold on Nov 30, 2018 for $640,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 782 River Rock Rd, Chula Vista, CA?

782 River Rock Rd, Chula Vista, CA has 4 bedrooms, 2.5 bathrooms, 2,128 square feet of living space and a 0.12-acre lot.

When was 782 River Rock Rd, Chula Vista, CA built?

782 River Rock Rd, Chula Vista, CA was built in 2001, making it 25 years old.

What schools serve 782 River Rock Rd, Chula Vista, CA?

782 River Rock Rd, Chula Vista, CA is assigned to Thurgood Marshall Elementary School (elementary), rated A+; Eastlake Middle School (middle), rated B; Eastlake High School (high), rated A+. All sit in Chula Vista Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 782 River Rock Rd, Chula Vista, CA compare to other homes in Chula Vista 91914?

Among the 4,920 homes in Chula Vista 91914, it is worth more than 38% of them ($998,235 against a typical $1,074,034), its price per square foot is higher than 62% of them ($469 against a typical $451), it is bigger than 35% of them (2,128 ft² against a typical 2,571 ft²), its lot is bigger than 8% of them (0.12 ac against a typical 0.23 ac) and it is newer than 27% of them (2001 against a typical 2004). Measured against all of San Diego County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 782 River Rock Rd, Chula Vista, CA?

The 2025 property tax bill for 782 River Rock Rd, Chula Vista, CA was $8,407. The county assessed it at $728,204.

More homes on River Rock Rd

Closest homes

More homes in Chula Vista 91914

Assigned schools

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