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Single Family ResidenceResidential
$161,141$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

7995 COTTAGE LN

TOIVOLA, MI 49965
1
Baths
588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.

Valuation

$161K
$146K low$177K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,437 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,125 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,083
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUGHTON
Lot (acres)The size of the land the home sits on, from county records.1.06
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elm River Township School
Elementary · Grades KG–8 · 4.5 mi
H
Jeffers High SchoolA-
High · Grades 7–12 · 12.1 mi

District: Adams Township School District

Neighborhood · ZIP 49965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,209
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7995 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 90% of homes in Houghton County
  • Smaller than 95% of homes in Houghton County
  • Has a bigger lot than 66% of homes in Houghton County
  • Newer than 76% of homes in Houghton County

What homes are worth in Toivola 49965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$561K

This home is worth more than 43% of homes in Toivola 49965.

How it measures up in Toivola 49965

The dot is this home. The mark in the middle is the typical home in Toivola 49965.

Estimated value$161,141
CheaperTypical $179,566Pricier

Pricier than 43% of homes nearby

Price per ft²$274
CheaperTypical $200Pricier

Pricier than 78% of homes nearby

Living area588 ft²
SmallerTypical 1,032 ft²Bigger

Bigger than 13% of homes nearby

Lot size1.06 ac
SmallerTypical 1.37 acBigger

Bigger than 46% of homes nearby

Year built1990
OlderTypical 1969Newer

Newer than 66% of homes nearby

How 7995 Cottage Ln ranks against every home in each area.
MeasureThis homeToivola 49965Houghton County
Estimated valuepricier than$161,14143% of homes38% of homes
Price per ft²pricier than$27478% of homes90% of homes
Living areabigger than588 ft²13% of homes5% of homes
Lot sizebigger than1.06 ac46% of homes66% of homes
Year builtnewer than199066% of homes76% of homes

About 7995 Cottage Ln

How much is 7995 Cottage Ln, Toivola, MI worth?

The TopHap Estimate for 7995 Cottage Ln, Toivola, MI is $161,141 as of Sep 24, 2026. The likely range is $145,601 to $176,681. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7995 Cottage Ln, Toivola, MI last sell?

7995 Cottage Ln, Toivola, MI last sold on Jan 1, 2005, according to the county's recorded deed.

How big is 7995 Cottage Ln, Toivola, MI?

7995 Cottage Ln, Toivola, MI has 1 bathrooms, 588 square feet of living space and a 1.06-acre lot.

When was 7995 Cottage Ln, Toivola, MI built?

7995 Cottage Ln, Toivola, MI was built in 1990, making it 36 years old.

What schools serve 7995 Cottage Ln, Toivola, MI?

7995 Cottage Ln, Toivola, MI is assigned to Elm River Township School (elementary); Jeffers High School (high), rated A-. All sit in Adams Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7995 Cottage Ln, Toivola, MI compare to other homes in Toivola 49965?

Among the 661 homes in Toivola 49965, it is worth more than 43% of them ($161,141 against a typical $179,566), its price per square foot is higher than 78% of them ($274 against a typical $200), it is bigger than 13% of them (588 ft² against a typical 1,032 ft²), its lot is bigger than 46% of them (1.06 ac against a typical 1.37 ac) and it is newer than 66% of them (1990 against a typical 1969). Measured against all of Houghton County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7995 Cottage Ln, Toivola, MI?

The 2025 property tax bill for 7995 Cottage Ln, Toivola, MI was $2,437. The county assessed it at $70,125.

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