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Single Family ResidenceResidential
$140,373$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

8209 COTTAGE LN

TOIVOLA, MI 49965
3
Beds
1
Baths
888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.

Valuation

$140K
$126K low$155K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,343 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,025 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,858
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,050

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUGHTON
Lot (acres)The size of the land the home sits on, from county records.0.46
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elm River Township School
Elementary · Grades KG–8 · 4.8 mi
H
Jeffers High SchoolC-
High · Grades 7–12 · 11.8 mi

District: Adams Township School District

Neighborhood · ZIP 49965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,209
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8209 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Houghton County
  • Costs less per square foot than 68% of homes in Toivola 49965
  • Smaller than 84% of homes in Houghton County
  • Has a smaller lot than 86% of homes in Toivola 49965
  • Older than 65% of homes in Toivola 49965

What homes are worth in Toivola 49965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$524K

This home is worth more than 31% of homes in Toivola 49965.

How it measures up in Toivola 49965

The dot is this home. The mark in the middle is the typical home in Toivola 49965.

Estimated value$140,373
CheaperTypical $175,267Pricier

Pricier than 31% of homes nearby

Price per ft²$158
CheaperTypical $200Pricier

Pricier than 32% of homes nearby

Living area888 ft²
SmallerTypical 1,029 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.46 ac
SmallerTypical 1.37 acBigger

Bigger than 14% of homes nearby

Year built1955
OlderTypical 1969Newer

Newer than 35% of homes nearby

How 8209 Cottage Ln ranks against every home in each area.
MeasureThis homeToivola 49965Houghton County
Estimated valuepricier than$140,37331% of homes30% of homes
Price per ft²pricier than$15832% of homes53% of homes
Living areabigger than888 ft²37% of homes16% of homes
Lot sizebigger than0.46 ac14% of homes51% of homes
Year builtnewer than195535% of homes54% of homes

About 8209 Cottage Ln

How much is 8209 Cottage Ln, Toivola, MI worth?

The TopHap Estimate for 8209 Cottage Ln, Toivola, MI is $140,373 as of Sep 24, 2026. The likely range is $125,552 to $155,194. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8209 Cottage Ln, Toivola, MI last sell?

8209 Cottage Ln, Toivola, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 8209 Cottage Ln, Toivola, MI?

8209 Cottage Ln, Toivola, MI has 3 bedrooms, 1 bathrooms, 888 square feet of living space and a 0.46-acre lot.

When was 8209 Cottage Ln, Toivola, MI built?

8209 Cottage Ln, Toivola, MI was built in 1955, making it 71 years old.

What schools serve 8209 Cottage Ln, Toivola, MI?

8209 Cottage Ln, Toivola, MI is assigned to Elm River Township School (elementary); Jeffers High School (high), rated C-. All sit in Adams Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8209 Cottage Ln, Toivola, MI compare to other homes in Toivola 49965?

Among the 661 homes in Toivola 49965, it is worth more than 31% of them ($140,373 against a typical $175,267), its price per square foot is higher than 32% of them ($158 against a typical $200), it is bigger than 37% of them (888 ft² against a typical 1,029 ft²), its lot is bigger than 14% of them (0.46 ac against a typical 1.37 ac) and it is newer than 35% of them (1955 against a typical 1969). Measured against all of Houghton County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8209 Cottage Ln, Toivola, MI?

The 2025 property tax bill for 8209 Cottage Ln, Toivola, MI was $1,343. The county assessed it at $68,025.

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