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Single Family ResidenceResidential
$1,237,785$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $131,000 on May 16, 2001

81 S WHITE ROCK RD

HOLMES, NY 12531
4
Beds
3.5
Baths
3,962 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
44.81 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$978K low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$131,000 · May 16, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,613 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$306,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,034,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyDUTCHESS
Lot (acres)The size of the land the home sits on, from county records.44.81
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 280 ft²Porch · 288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pawling Elementary SchoolC
Elementary · Grades PK–4 · 4.5 mi
H
Pawling High SchoolB+
High · Grades 9–12 · 5.4 mi
M
Pawling Middle SchoolB-
Middle · Grades 5–8 · 5.4 mi

District: Pawling Central School District

Neighborhood · ZIP 12531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,184
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,842
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 S White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Holmes 12531
  • Costs more per square foot than 66% of homes in Dutchess County
  • Bigger than 96% of homes in Holmes 12531
  • Among the largest lots in Dutchess County
  • Newer than 91% of homes in Holmes 12531

What homes are worth in Holmes 12531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$249K$1.2M

This home is worth more than almost all homes in Holmes 12531.

How it measures up in Holmes 12531

The dot is this home. The mark in the middle is the typical home in Holmes 12531.

Estimated value$1,237,785
CheaperTypical $529,772Pricier

Pricier than almost all homes nearby

Price per ft²$312
CheaperTypical $302Pricier

Pricier than 56% of homes nearby

Living area3,962 ft²
SmallerTypical 1,794 ft²Bigger

Bigger than 96% of homes nearby

Lot size44.81 ac
SmallerTypical 1.3 acBigger

Bigger than 98% of homes nearby

Year built2001
OlderTypical 1975Newer

Newer than 91% of homes nearby

How 81 S White Rock Rd ranks against every home in each area.
MeasureThis homeHolmes 12531Dutchess County
Estimated valuepricier than$1,237,785almost all homes97% of homes
Price per ft²pricier than$31256% of homes66% of homes
Living areabigger than3,962 ft²96% of homes96% of homes
Lot sizebigger than44.81 ac98% of homesalmost all homes
Year builtnewer than200191% of homes87% of homes

About 81 S White Rock Rd

How much is 81 S White Rock Rd, Holmes, NY worth?

The TopHap Estimate for 81 S White Rock Rd, Holmes, NY is $1,237,785 as of Sep 24, 2026. The likely range is $977,535 to $1,498,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 S White Rock Rd, Holmes, NY last sell?

81 S White Rock Rd, Holmes, NY last sold on May 16, 2001 for $131,000, according to the county's recorded deed.

How big is 81 S White Rock Rd, Holmes, NY?

81 S White Rock Rd, Holmes, NY has 4 bedrooms, 3.5 bathrooms, 3,962 square feet of living space and a 44.81-acre lot.

When was 81 S White Rock Rd, Holmes, NY built?

81 S White Rock Rd, Holmes, NY was built in 2001, making it 25 years old. It is a colonial home. The building has 2 stories.

What schools serve 81 S White Rock Rd, Holmes, NY?

81 S White Rock Rd, Holmes, NY is assigned to Pawling Elementary School (elementary), rated C; Pawling High School (high), rated B+; Pawling Middle School (middle), rated B-. All sit in Pawling Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 S White Rock Rd, Holmes, NY compare to other homes in Holmes 12531?

Among the 1,212 homes in Holmes 12531, it is worth more than almost all of them ($1,237,785 against a typical $529,772), its price per square foot is higher than 56% of them ($312 against a typical $302), it is bigger than 96% of them (3,962 ft² against a typical 1,794 ft²), its lot is bigger than 98% of them (44.81 ac against a typical 1.3 ac) and it is newer than 91% of them (2001 against a typical 1975). Measured against all of Dutchess County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 S White Rock Rd, Holmes, NY?

The 2025 property tax bill for 81 S White Rock Rd, Holmes, NY was $22,613. The county assessed it at $306,400.

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